@font-face {
  font-family: 'Bricolage Grotesque';
  font-style: normal;
  font-weight: 300;
  font-stretch: normal;
  font-display: swap;
  src: url(../fonts/font-0.woff2) format('woff2');
}
@font-face {
  font-family: 'Bricolage Grotesque';
  font-style: normal;
  font-weight: 600;
  font-stretch: normal;
  font-display: swap;
  src: url(../fonts/font-1.woff2) format('woff2');
}
@font-face {
  font-family: 'Bricolage Grotesque';
  font-style: normal;
  font-weight: 700;
  font-stretch: normal;
  font-display: swap;
  src: url(../fonts/font-2.woff2) format('woff2');
}
@font-face {
  font-family: 'Bricolage Grotesque';
  font-style: normal;
  font-weight: 800;
  font-stretch: normal;
  font-display: swap;
  src: url(../fonts/font-3.woff2) format('woff2');
}
@font-face {
  font-family: 'Public Sans';
  font-style: normal;
  font-weight: 400;
  font-display: swap;
  src: url(../fonts/font-4.woff2) format('woff2');
}
@font-face {
  font-family: 'Public Sans';
  font-style: normal;
  font-weight: 600;
  font-display: swap;
  src: url(../fonts/font-5.woff2) format('woff2');
}
@font-face {
  font-family: 'Public Sans';
  font-style: normal;
  font-weight: 700;
  font-display: swap;
  src: url(../fonts/font-6.woff2) format('woff2');
}

@font-face{font-family:Manrope;font-style:normal;font-weight:200 800;font-display:swap;src:url(../fonts/Manrope-Variable.woff2) format('woff2')}

:root{color-scheme:light;--ink:#112340;--muted:#53657b;--blue:#125bc9;--blue-bright:#72a9ff;--navy:#0b1c34;--surface:#fff;--soft:#f2f6fb;--line:#dce4ee;--card:#fff;--radius:18px;--display:'Manrope','Public Sans',Arial,sans-serif;--body:'Public Sans',Arial,sans-serif;--shadow:0 14px 40px #0b1c340b}
[data-theme=dark]{color-scheme:dark;--ink:#eef4ff;--muted:#bdcde0;--blue:#accfff;--surface:#0d1b2e;--soft:#12243b;--line:#2a3d55;--card:#15283f;--shadow:0 14px 40px #0002}

*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:130px}body{margin:0;font:400 16px/1.7 var(--body);background:var(--surface);color:var(--ink)}a{color:var(--blue);text-underline-offset:4px}a:hover{text-decoration-thickness:2px}button,input,select,textarea{font:inherit}button,a,input,select,textarea,summary{-webkit-tap-highlight-color:transparent}button{cursor:pointer}button:disabled{cursor:default;opacity:.5}:focus-visible{outline:3px solid #e3a82d;outline-offset:5px}img{display:block;max-width:100%;height:auto}h1,h2,h3,h4{font-family:var(--display);line-height:1.12;letter-spacing:-.035em;margin:0 0 20px}h1{font-size:clamp(2.65rem,5vw,4.9rem);font-weight:700}h2{font-size:clamp(2rem,3.1vw,3.2rem)}h3{font-size:1.4rem;line-height:1.25}p{margin:0 0 20px}p:last-child{margin-bottom:0}ul,ol{padding-left:22px}li+li{margin-top:7px}.container{width:min(1280px,calc(100% - 80px));margin:auto}.section{padding:88px 0}.soft{background:var(--soft)}.kicker{display:block;font-size:.78rem;font-weight:700;letter-spacing:.16em;text-transform:uppercase;color:var(--blue);margin-bottom:20px}.lede{font-size:1.16rem;color:var(--muted);max-width:66ch}.small{font-size:.875rem;color:var(--muted)}.skip-link{position:fixed;top:-80px;left:20px;background:var(--surface);padding:10px;z-index:100}.skip-link:focus{top:10px}.visually-hidden{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}.btn{display:inline-flex;align-items:center;justify-content:center;gap:14px;min-height:48px;padding:12px 23px;border-radius:8px;font-weight:700;text-decoration:none;border:1px solid transparent;line-height:1.4;font-size:.91rem;transition:background .2s,transform .2s}.btn:hover{transform:translateY(-2px)}.btn-primary{background:#1763e8;color:#fff}.btn-primary:hover{background:#1054cc}.btn-secondary{background:transparent;color:var(--ink);border-color:var(--line)}.actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:28px}.text-link{font-weight:700;text-decoration:none;display:inline-flex;gap:15px;align-items:center}.topbar{background:var(--navy);color:#c6d4e7;font-size:.78rem;line-height:1.4;padding:10px 0}.topbar .container{display:flex;justify-content:space-between;gap:20px}.topbar a{color:#fff;text-decoration:none}.header{position:sticky;top:0;z-index:50;background:var(--surface);border-bottom:1px solid var(--line)}.header-row{min-height:96px;display:flex;align-items:center;gap:22px}.wordmark{display:inline-flex;flex-wrap:wrap;align-content:center;column-gap:4px;max-width:195px;font-family:var(--display);text-decoration:none;line-height:1;letter-spacing:-.045em;color:var(--ink);font-size:1.8rem;font-weight:800;flex-shrink:0}.wordmark .last{font-weight:300;color:var(--blue)}.wordmark small{width:100%;margin-top:9px;font:600 .61rem/1.4 var(--body);letter-spacing:.07em;text-transform:uppercase;color:var(--muted)}.nav{flex:1}.nav>ul{padding:0;margin:0;list-style:none;display:flex;justify-content:flex-end;gap:20px}.nav li{margin:0}.nav-item{display:flex;align-items:center;gap:2px}.nav-item>a{font-size:.82rem;font-weight:600;text-decoration:none;color:var(--ink);padding:35px 0}.nav-item>a[aria-current=page]{color:var(--blue)}.nav-item>button{width:22px;height:34px;border:0;background:transparent;color:var(--muted);font-size:.9rem}.nav-menu{display:none;position:absolute;top:100%;left:0;right:0;background:var(--surface);border-bottom:1px solid var(--line);box-shadow:0 18px 20px #0001;padding:30px 0}.nav-item.open .nav-menu{display:block}.nav-menu-inner{display:grid;grid-template-columns:1fr 3fr;gap:60px}.nav-menu h3{font-size:1.5rem}.nav-menu-links{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:12px 30px}.nav-menu-links a{text-decoration:none;color:var(--ink);font-size:.92rem}.nav-menu-links a:hover{color:var(--blue)}.header-tools{display:flex;gap:12px;align-items:center}.theme-toggle{width:38px;height:38px;flex-shrink:0;background:var(--soft);border:1px solid var(--line);color:var(--ink);border-radius:50%;font-size:1.1rem}.header-tools>.btn{padding:11px 16px;font-size:.8rem;white-space:nowrap}.nav-toggle{display:none}.hero{background:var(--navy);color:#fff;overflow:hidden}.hero-grid{display:grid;grid-template-columns:1.1fr 1fr;gap:58px;align-items:center;min-height:600px;padding:68px 0}.hero .kicker{color:#9dbff8}.hero h1{max-width:12.5ch}.hero h1 em{font-style:normal;color:#8db8ff}.hero .lede{color:#c8d5e7;max-width:48ch;font-size:1.03rem;line-height:1.8}.hero .btn-secondary{border-color:#56708f;color:#fff}.hero-visual{position:relative;align-self:stretch;min-width:0;display:flex;align-items:center;padding:16px 0}.hero-visual>img{width:100%;height:100%;max-height:470px;object-fit:cover;border-radius:150px 16px 16px 16px}.hero-caption{position:absolute;bottom:24px;left:-25px;background:#fff;color:#112340;padding:18px 25px;border-radius:12px;box-shadow:0 10px 35px #0002;min-width:240px}.hero-caption strong{display:block;font-family:var(--display);font-size:1.15rem}.hero-caption span{font-size:.78rem;color:#53657b}.hero-trust{display:flex;gap:20px;align-items:center;margin-top:32px;font-size:.78rem;color:#c8d5e7}.stars{letter-spacing:.14em;color:#de990a;font-size:1.1rem}.hero-trust .stars{color:#ffcb60}.lender-strip{padding:24px 0;border-bottom:1px solid var(--line)}.lender-strip .container{display:flex;align-items:center;gap:36px}.lender-strip p{font-size:.76rem;color:var(--muted);margin:0;min-width:155px}.lender-strip .lender-names{display:flex;justify-content:space-between;gap:28px;width:100%;overflow:auto;scrollbar-width:none}.lender-names span{font-family:var(--display);font-size:1.3rem;font-weight:700;white-space:nowrap;color:var(--ink);opacity:.75}.section-heading{display:flex;justify-content:space-between;gap:40px;align-items:end;margin-bottom:40px}.section-heading h2{max-width:21ch;margin-bottom:0}.section-heading p{max-width:42ch;color:var(--muted)}.grid{display:grid;gap:24px}.grid-2{grid-template-columns:repeat(2,minmax(0,1fr))}.grid-3{grid-template-columns:repeat(3,minmax(0,1fr))}.grid-4{grid-template-columns:repeat(4,minmax(0,1fr))}.card{display:flex;flex-direction:column;position:relative;background:var(--card);border:1px solid var(--line);border-radius:var(--radius);padding:32px;text-decoration:none;color:var(--ink);transition:transform .2s,border-color .2s,box-shadow .2s;min-width:0}.card:hover{transform:translateY(-4px);border-color:#8cafe5;box-shadow:var(--shadow)}.card .number{font:600 .8rem/1 var(--body);color:var(--blue);margin-bottom:26px;letter-spacing:.1em}.card p{color:var(--muted);font-size:.94rem}.card .card-link{margin-top:auto;padding-top:22px;font-size:.86rem;font-weight:700;color:var(--blue);display:flex;justify-content:space-between}.card.featured{background:var(--navy);color:#fff;border-color:var(--navy)}.card.featured p{color:#c8d5e7}.card.featured .number,.card.featured .card-link{color:#9ec3ff}.path-row{border-top:1px solid var(--line);padding:22px 0;display:flex;align-items:center;gap:25px}.path-row:last-child{border-bottom:1px solid var(--line)}.path-row>span{font-size:.8rem;color:var(--blue)}.path-row h3{font-size:1.4rem;margin:0 0 6px}.path-row p{font-size:.94rem;color:var(--muted)}.path-row a{margin-left:auto;text-decoration:none;font-size:1.5rem;min-width:35px}.split{display:grid;grid-template-columns:1fr 1fr;gap:70px;align-items:center}.photo-rounded{width:100%;aspect-ratio:1/1.1;object-fit:cover;border-radius:18px}.signature{font-family:var(--display);font-size:2.2rem;font-weight:300;color:var(--blue);letter-spacing:-.06em;margin-top:25px}.process{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:30px;list-style:none;padding:0;counter-reset:step;margin-top:40px}.process li{border-top:2px solid var(--line);padding-top:24px;margin:0}.process li:before{counter-increment:step;content:'0' counter(step);display:block;font-size:.9rem;font-weight:600;color:var(--blue);margin-bottom:20px}.process h3{font-size:1.2rem}.process p{font-size:.94rem;color:var(--muted)}.reviews-viewport{overflow:hidden}.reviews-track{list-style:none;display:flex;padding:0;margin:0;gap:24px;overflow-x:auto;scroll-snap-type:x mandatory;scrollbar-width:thin;padding-bottom:12px}.review{flex:0 0 calc((100% - 48px)/3);background:var(--card);border:1px solid var(--line);border-radius:16px;padding:30px;scroll-snap-align:start;margin:0!important;display:flex;flex-direction:column}.review blockquote{font-size:.93rem;line-height:1.8;margin:18px 0 25px}.review footer{margin-top:auto;font-size:.78rem;color:var(--muted)}.review cite{font-style:normal;font-weight:700;color:var(--ink);display:block;margin-bottom:4px}.review-controls{display:flex;gap:8px}.icon-btn{border:1px solid var(--line);background:var(--surface);color:var(--ink);min-width:44px;height:44px;padding:8px 12px;border-radius:50%;font-size:1rem}.review-grid .review{margin:0;min-width:0}.review-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:22px}.lender-list{display:flex;flex-wrap:wrap;gap:12px;list-style:none;padding:0;margin:24px 0}.lender-list li{margin:0;padding:10px 16px;border:1px solid var(--line);border-radius:7px;font-size:.85rem;font-weight:600;background:var(--card)}.cta-band{background:var(--navy);color:#fff;padding:55px 60px;border-radius:20px;display:flex;align-items:center;justify-content:space-between;gap:40px}.cta-band h2{font-size:2.5rem;max-width:22ch}.cta-band p{color:#c8d5e7}.cta-band .btn{flex-shrink:0}.footer{background:var(--navy);color:#c5d3e7;padding:70px 0 35px}.footer-grid{display:grid;grid-template-columns:1.5fr 1fr 1fr 1.2fr;gap:40px}.footer .wordmark{color:#fff}.footer .wordmark small{color:#a5bad4}.footer .wordmark .last{color:#8ab8ff}.footer h3{font:600 .9rem/1.4 var(--body);color:#fff;margin:0 0 23px;letter-spacing:0}.footer p{font-size:.86rem}.footer ul{list-style:none;margin:0;padding:0}.footer li{margin-top:8px;font-size:.86rem}.footer a{color:#c5d3e7;text-decoration:none}.footer a:hover{color:#fff;text-decoration:underline}.footer-legal{border-top:1px solid #344762;margin-top:40px;padding-top:25px;font-size:.75rem;line-height:1.8}.footer-legal p{font-size:.75rem;margin-bottom:14px}.footer-legal strong{color:#fff}.footer-bottom{display:flex;gap:25px;flex-wrap:wrap;padding-top:24px;font-size:.75rem}.page-hero{padding:48px 0 62px;background:var(--soft);border-bottom:1px solid var(--line)}.breadcrumbs{font-size:.78rem;color:var(--muted);margin-bottom:35px;display:flex;gap:10px;flex-wrap:wrap}.breadcrumbs a{color:var(--muted);text-decoration:none}.page-hero h1{font-size:clamp(2.5rem,4.5vw,4.25rem);max-width:20ch}.page-hero .lede{max-width:65ch}.page-hero-grid{display:grid;grid-template-columns:1.65fr 1fr;gap:70px;align-items:center}.at-glance{background:var(--card);border:1px solid var(--line);border-radius:16px;padding:32px}.at-glance h2{font-size:1.22rem}.at-glance ul{list-style:none;padding:0;margin:0}.at-glance li{border-bottom:1px solid var(--line);padding:10px 0;color:var(--muted);font-size:.92rem}.at-glance li:last-child{border:0}.content-layout{display:grid;grid-template-columns:minmax(0,2.3fr) minmax(240px,1fr);gap:70px;align-items:start}.article h2{font-size:2rem;margin-top:52px}.article h2:first-child{margin-top:0}.article h3{font-size:1.2rem;margin-top:30px}.article p,.article li{color:var(--muted)}.article .notice{color:var(--ink)}.article table{width:100%;border-collapse:collapse;margin:25px 0;font-size:.93rem}.article th,.article td{padding:16px;text-align:left;border:1px solid var(--line);vertical-align:top}.article th{background:var(--soft)}.sidebar{position:sticky;top:125px;display:grid;gap:24px}.sidebar>div{padding:28px;border:1px solid var(--line);border-radius:14px}.sidebar h2{font-size:1.25rem}.sidebar .links{display:grid;gap:12px;font-size:.9rem}.sidebar .links a{color:var(--ink);text-decoration:none}.sidebar .links a:hover{color:var(--blue)}.sidebar .btn{width:100%;margin-top:15px}.notice{border-left:3px solid var(--blue);background:var(--soft);padding:20px 24px;border-radius:0 8px 8px 0;font-size:.9rem;margin:28px 0}.faq{border-bottom:1px solid var(--line)}.faq:first-of-type{border-top:1px solid var(--line)}.faq summary{padding:22px 32px 22px 0;font-weight:600;cursor:pointer;position:relative;list-style:none}.faq summary::-webkit-details-marker{display:none}.faq summary:after{content:'+';position:absolute;right:5px;font-size:1.3rem;color:var(--blue);top:18px}.faq[open] summary:after{content:'−'}.faq p{padding:0 30px 20px 0;font-size:.95rem}.source-note{margin-top:40px!important;padding-top:20px;border-top:1px solid var(--line);font-size:.78rem;color:var(--muted)}.fields{display:grid;grid-template-columns:1fr 1fr;gap:20px}.field{margin-bottom:22px}.field label{display:block;font-size:.9rem;font-weight:600;margin-bottom:7px}.field input,.field select,.field textarea{border:1px solid var(--line);border-radius:8px;width:100%;min-height:50px;padding:12px 15px;background:var(--surface);color:var(--ink)}.field textarea{resize:vertical}.field small{display:block;font-size:.79rem;color:var(--muted);margin-top:6px}.form-panel{border:1px solid var(--line);border-radius:20px;padding:38px;background:var(--card)}.form-panel h2{font-size:1.9rem}.form-status{margin-top:18px;font-size:.9rem}.form-status:empty{display:none}.contact-method{display:block;color:var(--ink);padding:23px 0;border-bottom:1px solid var(--line);text-decoration:none}.contact-method strong{font-family:var(--display);display:block;font-size:1.3rem}.contact-method span{color:var(--muted);font-size:.9rem}.calculator{display:grid;grid-template-columns:1.15fr 1fr;border:1px solid var(--line);border-radius:20px;overflow:hidden;margin:35px 0}.calculator-controls{padding:35px;background:var(--card)}.calculator-result{padding:38px;background:var(--navy);color:#fff;display:flex;flex-direction:column;justify-content:center}.calculator-result .result-label{color:#c8d5e7;font-size:.9rem}.calculator-result output{font:600 clamp(2.8rem,4.4vw,4.3rem)/1.2 var(--display);letter-spacing:-.04em;display:block;margin:18px 0 30px}.result-detail{border-top:1px solid #3a4b64;padding-top:16px;font-size:.93rem;color:#c8d5e7}.result-row{display:flex;justify-content:space-between;gap:20px;padding:10px 0}.result-row strong{color:#fff}.calc-error{font-size:.9rem;color:#ffd6cc}.check-label{display:flex;gap:10px;align-items:flex-start;font-size:.9rem;margin:15px 0}.check-label input{width:18px;height:18px;margin-top:5px}.tool-note{font-size:.82rem;color:var(--muted)}.reading-width{max-width:850px}.sitemap-group{margin-top:40px}.sitemap-group h2{font-size:1.7rem}.sitemap-links{columns:3;column-gap:35px;list-style:none;padding:0}.sitemap-links li{break-inside:avoid;padding:5px 0;font-size:.9rem}.mobile-contact{display:none}.tag{display:inline-block;font-size:.74rem;font-weight:600;letter-spacing:.02em;padding:6px 11px;border:1px solid var(--line);border-radius:50px;background:var(--soft);color:var(--muted);margin-bottom:18px}.filters{display:flex;gap:10px;flex-wrap:wrap;margin:30px 0}.filters button{padding:10px 18px;border:1px solid var(--line);border-radius:7px;background:var(--card);color:var(--ink);font-size:.9rem}.filters button[aria-pressed=true]{background:var(--navy);color:white;border-color:var(--navy)}[hidden]{display:none!important}.two-lines{display:block}.hub-section+.hub-section{margin-top:60px}.hub-section h2{font-size:2rem}.hub-section .card h3{font-size:1.25rem}.hub-section .grid{gap:18px}.hub-section .card{padding:26px}.jump-links{display:flex;gap:10px;flex-wrap:wrap;margin-top:27px}.jump-links a{font-size:.82rem;padding:9px 15px;border:1px solid var(--line);border-radius:30px;text-decoration:none;color:var(--ink);background:var(--surface)}

@media(max-width:1250px){.container{width:calc(100% - 48px)}.nav>ul{gap:11px}.header-row{gap:14px}.nav-item>a{font-size:.76rem}.header-tools>.btn{display:none}.hero-grid{gap:38px}.hero-caption{left:-12px}.wordmark{font-size:1.6rem}}
@media(max-width:1100px){.header-row{min-height:80px}.nav-toggle{display:inline-flex;align-items:center;padding:8px 12px;border:1px solid var(--line);border-radius:6px;background:var(--surface);color:var(--ink);font-size:.88rem;margin-left:auto}.header-tools>.btn{display:flex}.nav{display:none;position:absolute;top:100%;left:0;right:0;background:var(--surface);border-bottom:1px solid var(--line);max-height:calc(100dvh - 82px);overflow:auto;padding:12px 24px 30px}.nav.is-open{display:block}.nav>ul{display:block}.nav-item{display:grid;grid-template-columns:1fr 45px}.nav-item>a{font-size:1rem;padding:15px 0}.nav-item>button{width:45px;height:45px}.nav-menu{position:static;grid-column:1/-1;padding:5px 0 22px;box-shadow:none}.nav-menu-inner{display:block;width:100%}.nav-menu-inner>div:first-child{display:none}.nav-menu-links{grid-template-columns:1fr 1fr;padding:10px 0}.hero-grid{min-height:550px;gap:30px}.hero h1{font-size:3.6rem}.grid-4{grid-template-columns:repeat(2,minmax(0,1fr))}.content-layout{gap:35px}.split{gap:40px}.page-hero-grid{gap:35px}.footer-grid{gap:25px}.process{gap:22px}.review{flex-basis:calc((100% - 24px)/2)}.review-grid{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media(max-width:760px){.container{width:calc(100% - 36px)}.topbar .container>span:last-child{display:none}.topbar{font-size:.72rem}.header-row{min-height:76px;gap:10px}.wordmark{font-size:1.5rem;max-width:190px}.wordmark small{font-size:.56rem}.header-tools{gap:8px}.header-tools>.btn{display:none}.theme-toggle{width:34px;height:34px}.nav-toggle{font-size:.8rem;padding:6px 10px}.hero-grid{grid-template-columns:1fr;gap:30px;padding:44px 0 48px}.hero h1{font-size:clamp(2.65rem,10vw,4.5rem);max-width:16ch}.hero .kicker{font-size:.68rem;line-height:1.7}.hero-visual{height:370px;padding:0 8px 15px}.hero-visual>img{border-radius:80px 12px 12px 12px}.hero-caption{left:0;bottom:0;min-width:215px;padding:14px 20px}.hero-trust{margin-top:24px;gap:14px}.hero .actions .btn{padding:12px 18px}.section{padding:58px 0}.lender-strip .container{display:block}.lender-strip p{margin-bottom:17px}.lender-names span{font-size:1.15rem}.lender-strip .lender-names{gap:30px}.section-heading{display:block;margin-bottom:30px}.section-heading p{margin-top:22px}.section-heading .text-link{margin-top:20px}.grid-2,.grid-3,.grid-4,.split,.page-hero-grid,.content-layout,.calculator,.footer-grid{grid-template-columns:1fr}.grid{gap:16px}.card{padding:28px}.card .number{margin-bottom:18px}.split{gap:35px}.photo-rounded{aspect-ratio:1/1;max-height:480px}.process{grid-template-columns:1fr 1fr;gap:30px}.review{flex-basis:88%;padding:26px}.review-grid{grid-template-columns:1fr}.review-controls{margin-top:24px}.cta-band{padding:35px 28px;display:block}.cta-band h2{font-size:2rem}.cta-band .btn{margin-top:25px}.footer{padding:50px 0 100px}.footer-grid{grid-template-columns:1fr 1fr;gap:35px 25px}.footer-grid>div:first-child{grid-column:1/-1}.footer-grid>div:last-child{grid-column:1/-1}.footer-bottom{gap:13px 20px}.page-hero{padding:30px 0 42px}.breadcrumbs{margin-bottom:26px;gap:8px}.page-hero h1{font-size:2.7rem}.page-hero .lede{font-size:1.04rem}.page-hero-grid{gap:30px}.at-glance{padding:25px}.sidebar{position:static}.article h2{font-size:1.8rem}.article table{font-size:.8rem;display:block;overflow:auto}.article th,.article td{padding:12px}.fields{grid-template-columns:1fr;gap:0}.form-panel{padding:26px}.calculator-controls,.calculator-result{padding:27px}.calculator-result output{font-size:3.2rem}.sitemap-links{columns:1}.mobile-contact{display:flex;position:fixed;z-index:45;left:0;right:0;bottom:0;background:var(--surface);border-top:1px solid var(--line);padding:10px 18px max(10px,env(safe-area-inset-bottom));gap:12px}.mobile-contact a{flex:1;min-height:42px;padding:10px;font-size:.83rem}.jump-links{gap:8px}.jump-links a{font-size:.76rem}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*:before,*:after{animation:none!important;transition:none!important}.btn:hover,.card:hover{transform:none}}
@media print{.header,.topbar,.footer,.mobile-contact,.sidebar,.actions,.review-controls{display:none}body{background:#fff;color:#000;font-size:12pt}.container{width:100%}.section{padding:20px 0}.content-layout{display:block}.page-hero{background:none}.calculator{break-inside:avoid}a{color:#000}.faq p{display:block}.hero{background:white;color:black}.card{break-inside:avoid}}
/* Compact calculator when it sits alongside the homepage pathways. */
.split .calculator{grid-template-columns:1fr;margin-top:25px}.split .calculator-controls{display:grid;grid-template-columns:1fr 1fr;column-gap:16px;padding:26px}.split .calculator-controls .field{margin-bottom:16px}.split .calculator-controls .field input,.split .calculator-controls .field select{min-width:0}.split .calculator-result{padding:26px}.split .calculator-result output{font-size:2.7rem;margin:10px 0 20px}.split .calculator-result .result-row{padding:6px 0}.result-row{overflow-wrap:anywhere}.result-row strong{white-space:nowrap}.footer-grid>div{min-width:0}.footer-grid a{overflow-wrap:anywhere}.nav-menu-links a{padding:3px 0;line-height:1.5}
@media(max-width:390px){.process{grid-template-columns:1fr}.split .calculator-controls{grid-template-columns:1fr}.hero-visual{height:320px}.wordmark{font-size:1.4rem;max-width:170px}.topbar{font-size:.66rem}}

/* Personal front door, international markets and the property walkthrough. */
.home-advice-disclosure{font-size:.73rem!important;line-height:1.6!important;color:var(--muted);margin:12px 0}
.home-review-proof{display:flex;flex-wrap:wrap;align-items:center;gap:8px 12px;padding:16px 0;color:var(--ink);font-size:.79rem;text-decoration:none}
.home-review-proof span{color:var(--blue);letter-spacing:2px}.home-review-proof b{margin-left:auto}
.client-proof blockquote{font-size:.93rem;line-height:1.8;margin:14px 0}.client-proof p{font-size:.76rem;line-height:1.7}.client-proof>a{font-size:.81rem;color:var(--blue)}
.published-review{padding:30px;border:1px solid var(--line);border-radius:14px;margin:0 0 36px;background:var(--soft)}.published-review blockquote{font:600 clamp(1.35rem,3vw,2.1rem)/1.5 var(--display);max-width:40ch;margin:15px 0}.published-review p{font-size:.85rem}
.enquiry-band{display:grid;grid-template-columns:1fr 255px;gap:48px;align-items:center;padding:45px;background:var(--soft);border:1px solid var(--line);border-radius:18px}.enquiry-band h2{font-size:clamp(1.9rem,4vw,2.7rem)}.enquiry-band p{max-width:66ch}.enquiry-band-actions{display:grid;gap:14px}.enquiry-band-actions>a:last-child{text-align:center;font-size:.85rem}.review footer a{color:inherit;font-size:inherit}
@media(max-width:760px){.enquiry-band{grid-template-columns:1fr;padding:26px;gap:20px}.home-review-proof{font-size:.74rem}.published-review{padding:22px}}
:root{--accent-soft:#e9f0ff;--gold:#d1b16b;--navy:#0b1c34}
h1,h2,h3{font-weight:700;letter-spacing:-.035em}h1{line-height:1.1}h2{line-height:1.18}.article p,.article li{line-height:1.9}.kicker{font-weight:600;letter-spacing:.13em}.wordmark{letter-spacing:-.055em}.wordmark small{letter-spacing:.1em}
[data-theme=dark]{--accent-soft:#1a3557}
[data-theme=dark] .btn-primary{color:#0b1c34;background:#77aaff;border-color:#77aaff}
html{scroll-padding-top:115px}
.home-review-proof{display:grid;gap:5px;border-top:1px solid var(--line);margin-top:20px;padding-top:15px;text-decoration:none;color:var(--ink);font-size:.77rem}.home-review-proof .stars{font-size:1rem}.home-advice-note{margin-top:12px!important;line-height:1.6!important;font-size:.7rem!important}.client-proof blockquote{font-size:.88rem;line-height:1.85;margin:12px 0 16px}.client-proof p{font-size:.73rem}.client-proof a{font-size:.77rem}.client-proof .stars{margin-top:14px}.enquiry-band{display:grid;grid-template-columns:1.5fr 1fr;gap:45px;align-items:center;background:var(--soft);border:1px solid var(--line);border-radius:16px;padding:45px}.enquiry-band h2{max-width:19ch;margin:12px 0 20px}.enquiry-band p{max-width:64ch;line-height:1.85}.enquiry-band-actions{display:grid;gap:14px;justify-items:stretch}.enquiry-band-actions>a:last-child{text-align:center;font-size:.85rem}.review footer a{display:block;color:var(--blue);font-size:.72rem;line-height:1.5;margin-top:9px}@media(max-width:760px){.enquiry-band{grid-template-columns:1fr;padding:26px;gap:25px}.home-review-proof{margin-top:15px}}
.personal-hero{padding:62px 0 58px;background:var(--soft);border-bottom:1px solid var(--line)}
.personal-hero-grid{display:grid;grid-template-columns:.86fr 1.2fr;gap:80px;align-items:center}
.personal-portrait{position:relative;max-width:440px;isolation:isolate;padding:0 0 20px 14px}
.personal-portrait:before{content:'';position:absolute;inset:28px 20px 0 0;border:1px solid var(--blue);border-radius:160px 160px 25px 25px;z-index:-1;opacity:.4}
.personal-portrait img{width:100%;height:460px;object-fit:cover;object-position:58% center;border-radius:150px 150px 18px 18px}
.portrait-note{position:absolute;bottom:0;right:-14px;background:var(--card);border:1px solid var(--line);border-radius:9px;padding:12px 20px;font-size:.8rem;box-shadow:var(--shadow)}
.personal-intro h1{font-size:clamp(3.7rem,6.5vw,6.3rem);line-height:1.02;letter-spacing:-.065em;margin:17px 0 24px}
.personal-intro h1 em{font-style:normal;color:var(--blue)}
.personal-intro .lede{max-width:50ch;font-size:1.12rem}
.personal-aside{font-size:.93rem;color:var(--muted);max-width:57ch;margin-top:19px}
.personal-aside a{white-space:nowrap;display:inline-block}
.home-contact{display:grid;grid-template-columns:1fr 1fr;gap:17px 24px;margin-top:28px;padding-top:23px;border-top:1px solid var(--line)}
.home-contact a{font-size:.85rem;font-weight:600;color:var(--ink);text-decoration:none;overflow-wrap:anywhere}
.home-contact a:hover{color:var(--blue)}
.home-contact span{display:block;color:var(--muted);font-size:.69rem;font-weight:400;margin-bottom:5px}
.hub-heading{text-align:center;margin-bottom:35px}.hub-heading h2{max-width:none;margin-bottom:13px}.hub-heading p{color:var(--muted)}
.home-hub{padding-bottom:55px}
.service-web{position:relative;display:grid;grid-template-columns:1fr 140px 1fr;grid-template-rows:repeat(3,minmax(122px,auto));gap:20px 20px;align-items:stretch}
.service-web:before{content:'';position:absolute;top:50%;left:25%;right:25%;height:1px;background:var(--line)}
.service-web:after{content:'';position:absolute;top:17%;bottom:17%;left:38%;right:38%;border:1px solid var(--line);border-radius:50%;z-index:0;pointer-events:none}
.web-centre{grid-area:2/2;align-self:center;justify-self:center;display:grid;place-items:center;position:relative;z-index:2;background:var(--surface);width:110px;height:110px;border:1px solid var(--line);border-radius:50%;box-shadow:0 0 0 10px var(--surface)}
.web-centre span{font:600 2.4rem/1 var(--display);letter-spacing:-.06em;margin-top:14px;color:var(--blue)}.web-centre small{font-size:.61rem;align-self:start;color:var(--muted)}
.web-node{display:flex;gap:20px;align-items:center;padding:24px 25px;background:var(--card);border:1px solid var(--line);border-radius:12px;color:var(--ink);text-decoration:none;position:relative;z-index:1;transition:transform .2s,border-color .2s}
.web-node:hover{transform:translateY(-3px);border-color:var(--blue)}.web-node h3{font-size:1.25rem;margin-bottom:7px}.web-node p{font-size:.79rem;margin:0;color:var(--muted)}
.web-number{color:var(--blue);font-size:.73rem;align-self:start;padding-top:7px}.node-arrow{margin-left:auto;color:var(--blue);font-size:1.4rem}
.web-node-0{grid-area:1/1}.web-node-1{grid-area:1/3}.web-node-2{grid-area:2/1}.web-node-3{grid-area:2/3}.web-node-4{grid-area:3/1}.web-node-5{grid-area:3/3}
.international-node{background:var(--navy);color:#fff;border-color:#284668}.international-node p{color:#c8d5e7}.international-node .web-number,.international-node .node-arrow{color:#d8bb7b}
.major-links{display:grid;grid-template-columns:repeat(6,1fr);gap:20px;margin-top:32px;padding-top:25px;border-top:1px solid var(--line)}
.major-links a{display:flex;justify-content:space-between;gap:8px;color:var(--ink);font-size:.82rem;text-decoration:none}.major-links a:hover{color:var(--blue)}.major-links span{color:var(--blue)}
.marquee-window{overflow-x:auto;overscroll-behavior-x:contain;scrollbar-width:none;padding:4px 0 10px;scroll-behavior:auto;-webkit-mask-image:linear-gradient(to right,transparent,#000 3%,#000 97%,transparent);mask-image:linear-gradient(to right,transparent,#000 3%,#000 97%,transparent)}
.marquee-window::-webkit-scrollbar{display:none}.marquee-belt{display:flex;width:max-content}.marquee-group{display:flex;align-items:stretch;gap:22px;list-style:none;padding:0 22px 0 0;margin:0;width:max-content}
.marquee-group>li{margin:0}.marquee-group .review{flex:0 0 auto;width:350px;min-height:300px;padding:27px 28px;scroll-snap-align:unset}.marquee-group .review blockquote{font-size:.91rem;line-height:1.75;margin:16px 0 24px}
.marquee-controls{display:flex;gap:8px;align-items:center;margin-top:19px}.motion-btn{border:1px solid var(--line);background:var(--card);color:var(--ink);border-radius:25px;padding:10px 16px;min-height:44px;font-size:.8rem}
.marquee-foot{display:flex;justify-content:space-between;gap:30px;align-items:start;margin-top:26px}.marquee-foot .small{max-width:60ch}.text-link{font-size:.9rem;font-weight:600;text-decoration:none}.text-link:hover{text-decoration:underline}
.lender-marquee{padding:65px 0}.lender-marquee .section-heading h2{font-size:2.7rem}.lender-marquee .marquee-window+.marquee-window{margin-top:9px}.lender-wordmark{font:600 1.35rem/1.2 var(--display);letter-spacing:-.03em;padding:22px 30px;border:1px solid var(--line);background:var(--card);border-radius:10px;min-width:168px;text-align:center;white-space:nowrap;color:var(--ink)}
.lender-foot{display:flex;align-items:center;justify-content:space-between;gap:28px;margin-top:26px}.lender-foot p{max-width:70ch;margin:0}.lender-foot .btn{flex:none}
.lender-directory{margin:27px 0 18px}.lender-directory summary{font-size:.83rem;padding:17px 30px 17px 0}.lender-directory h3{font-size:1.1rem;padding-top:20px}
.scene-frame{overflow:hidden;border-radius:14px;box-shadow:var(--shadow)}.scene{width:100%;height:auto;aspect-ratio:3/2;object-fit:cover;display:block}.page-hero-grid:has(.scene-frame){grid-template-columns:1.15fr 1fr;gap:45px}.page-hero-grid:has(.scene-frame) h1{font-size:clamp(2.5rem,4.1vw,4rem)}
.international-hero{background:var(--navy);color:#fff;padding:35px 0 65px;border-bottom:1px solid #2e425f;overflow:hidden}.international-hero .breadcrumbs{color:#b6c6db}.international-hero .breadcrumbs a{color:#b6c6db}.international-hero .kicker{color:#dcc087}.international-hero .lede{color:#c8d5e7;font-size:1.08rem;max-width:50ch}.international-hero h1{font-size:clamp(3rem,4.8vw,4.8rem);max-width:17ch;letter-spacing:-.055em}.international-hero h1 em{font-style:normal;color:#e0c488}.international-hero .btn-secondary{color:#fff;border-color:#547093}.international-hero .btn-primary{background:#e0c488;color:#112340;border-color:#e0c488}.international-hero .btn-primary:hover{background:#edd6a5}.international-hero-grid{display:grid;grid-template-columns:1.1fr 1fr;gap:50px;align-items:center}.international-art{position:relative;padding:0 0 18px 0}.international-art img{aspect-ratio:1.2;object-fit:cover;border-radius:100px 14px 14px 14px;object-position:center}.art-note{position:absolute;right:14px;bottom:0;background:#d8bc7f;color:#13233b;padding:13px 23px;font-size:.78rem;border-radius:6px;box-shadow:0 12px 30px #0002}.international-note{display:flex;gap:19px;flex-wrap:wrap;font-size:.73rem;margin-top:28px;color:#b6c6db}.international-note span+span:before{content:'·';margin-right:18px;color:#d8bc7f}
.market-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:25px}.market-card{display:block;overflow:hidden;border:1px solid var(--line);border-radius:14px;color:var(--ink);background:var(--card);text-decoration:none;transition:transform .2s,border-color .2s}.market-card:hover{transform:translateY(-4px);border-color:var(--blue)}.market-card img{aspect-ratio:1.55;transition:transform .5s}.market-card:hover img{transform:scale(1.025)}.market-card-copy{padding:24px}.market-meta{display:flex;justify-content:space-between;gap:8px;font-size:.64rem;text-transform:uppercase;letter-spacing:.08em;color:var(--blue);margin-bottom:17px}.market-card h3{font-size:1.65rem;margin:0 0 9px}.market-card p{font-size:.8rem;color:var(--muted)}.market-card .card-link{display:flex;justify-content:space-between;gap:10px;font-size:.8rem;color:var(--blue);font-weight:600;padding-top:21px}.market-world{margin-top:70px}.international-help{margin-top:30px;display:flex;align-items:center;justify-content:space-between;gap:35px;background:var(--soft);padding:30px 35px;border:1px solid var(--line);border-radius:12px}.international-help h3{font-size:1.3rem}.international-help p{font-size:.87rem;color:var(--muted);max-width:60ch}.international-help .btn{flex-shrink:0}
.personal-gallery{display:grid;grid-template-columns:1fr 1fr .85fr;gap:28px;align-items:stretch}.personal-gallery figure{margin:0;background:var(--card);border:1px solid var(--line);border-radius:14px;overflow:hidden}.personal-gallery img{aspect-ratio:1;object-fit:cover}.personal-gallery figure:nth-child(2) img{object-position:50% 30%}.personal-gallery figcaption{padding:24px}.personal-gallery h3{font-size:1.4rem}.personal-gallery p{font-size:.88rem;color:var(--muted)}.spurs-note{align-self:center;padding:30px}.spurs-note h3{font-size:2.5rem;margin:24px 0}.enquiry-destination{overflow-wrap:anywhere}
.property-tour{background:var(--soft)}.tour-layout{display:grid;grid-template-columns:1.08fr 1fr;gap:90px;align-items:start;position:relative}.tour-visual{position:sticky;top:120px;min-width:0}.tour-image-frame{background:#0b1c34;border:1px solid var(--line);border-radius:18px;position:relative;overflow:hidden;height:min(62vh,620px);padding:15px}.tour-image-frame img{width:100%;height:100%;object-fit:contain;transition:transform 1s cubic-bezier(.2,.7,.2,1),transform-origin 1s;transform-origin:50% 50%;will-change:transform}.tour-image-frame[data-tour-view="1"] img{transform:scale(1.8);transform-origin:50% 85%}.tour-image-frame[data-tour-view="2"] img{transform:scale(1.65);transform-origin:50% 21%}.tour-image-label{position:absolute;bottom:18px;left:18px;border:1px solid #7588a6;background:#0b1c34e8;color:#fff;font-size:.75rem;padding:9px 14px;border-radius:5px}.tour-navigation{display:flex;gap:10px;margin-top:16px}.tour-navigation button{border:1px solid var(--line);background:var(--card);color:var(--ink);border-radius:8px;height:44px;flex:1;font-size:.81rem}.tour-navigation button[aria-pressed=true]{background:var(--blue);color:var(--surface);border-color:var(--blue)}.tour-note{font-size:.7rem;color:var(--muted);margin-top:12px}.tour-step{min-height:69vh;display:flex;flex-direction:column;justify-content:center;padding:50px 0;border-bottom:1px solid var(--line);scroll-margin-top:150px}.tour-step:last-child{border:0}.tour-step h3{font-size:clamp(1.9rem,3vw,2.8rem);max-width:19ch;margin:20px 0}.tour-step p{font-size:1rem;color:var(--muted);margin-bottom:25px;line-height:1.8}.tour-step .text-link{align-self:start}.tour-step.is-active .kicker{color:var(--blue)}
@media(max-width:1100px){.personal-hero-grid{gap:40px}.personal-portrait img{height:400px}.personal-intro h1{font-size:4.7rem}.service-web{grid-template-columns:1fr 90px 1fr;gap:18px 10px}.web-centre{width:80px;height:80px}.web-centre span{font-size:1.8rem}.web-centre small{font-size:.5rem}.web-node{padding:22px 18px;gap:13px}.web-node h3{font-size:1.1rem}.major-links{grid-template-columns:repeat(3,1fr);gap:22px 30px}.international-hero-grid{gap:30px}.international-hero h1{font-size:3.3rem}.market-card-copy{padding:20px}.market-grid{gap:18px}.tour-layout{gap:40px}.tour-visual{top:103px}.personal-gallery{grid-template-columns:1fr 1fr}.spurs-note{grid-column:1/-1;padding:10px 0}.spurs-note h3 br{display:none}}
@media(max-width:760px){html{scroll-padding-top:90px}.personal-hero{padding:30px 0 38px}.personal-hero-grid{grid-template-columns:1fr;gap:30px}.personal-portrait{max-width:285px;width:80%;margin:0 auto;padding:0 0 13px 10px}.personal-portrait img{height:270px;border-radius:100px 100px 12px 12px;object-position:58% 30%}.portrait-note{font-size:.66rem;padding:9px 12px;right:-3px}.personal-intro h1{font-size:3.9rem;margin:13px 0 21px}.personal-intro .kicker{font-size:.67rem}.personal-intro .lede{font-size:1.01rem}.personal-aside{font-size:.86rem}.home-contact{gap:15px 18px}.home-contact a{font-size:.73rem}.home-contact span{font-size:.63rem}.home-hub{padding-top:44px}.hub-heading{text-align:left}.hub-heading h2{font-size:2.2rem}.hub-heading p{font-size:.86rem}.service-web{grid-template-columns:1fr;grid-template-rows:none;gap:12px;padding-left:20px}.service-web:before{left:0;top:0;bottom:0;right:auto;width:1px;height:auto}.service-web:after{display:none}.web-centre{display:none}.web-node{grid-area:auto!important;padding:20px 18px;min-height:101px}.web-node:before{content:'';position:absolute;left:-21px;width:20px;height:1px;background:var(--line)}.web-node h3{font-size:1.1rem}.web-node p{font-size:.74rem}.web-number{font-size:.63rem}.major-links{grid-template-columns:1fr 1fr;gap:22px 24px}.major-links a{font-size:.78rem}.lender-marquee{padding:45px 0}.lender-marquee .section-heading h2{font-size:2.2rem}.lender-wordmark{font-size:1.13rem;padding:18px 24px;min-width:145px}.marquee-group{gap:14px;padding-right:14px}.marquee-group .review{width:300px;padding:24px;min-height:305px}.marquee-foot{display:block}.marquee-foot .small{margin-top:20px}.marquee-controls{margin-top:18px}.scene-frame{margin-top:3px}.page-hero-grid:has(.scene-frame){grid-template-columns:1fr;gap:27px}.international-hero{padding:28px 0 44px}.international-hero-grid{grid-template-columns:1fr;gap:35px}.international-hero h1{font-size:2.9rem;max-width:18ch}.international-hero .kicker{font-size:.62rem}.international-hero .lede{font-size:.99rem}.international-art img{aspect-ratio:1.5;border-radius:60px 10px 10px 10px}.international-note{gap:10px;font-size:.65rem}.international-note span+span:before{margin-right:10px}.art-note{font-size:.68rem;padding:11px 18px}.market-grid{grid-template-columns:1fr 1fr;gap:16px}.market-card-copy{padding:16px}.market-card h3{font-size:1.35rem}.market-card p{font-size:.74rem}.market-meta{font-size:.56rem;letter-spacing:0;flex-wrap:wrap;gap:5px;margin-bottom:13px}.market-card .card-link{font-size:.71rem;padding-top:16px}.market-card img{aspect-ratio:1.15}.market-world{margin-top:44px}.international-help{display:block;padding:25px}.international-help .btn{margin-top:22px}.personal-gallery{gap:16px}.personal-gallery figcaption{padding:18px}.personal-gallery h3{font-size:1.13rem}.personal-gallery p{font-size:.8rem}.spurs-note h3{font-size:2rem}.tour-layout{grid-template-columns:1fr;gap:0}.tour-visual{top:77px;z-index:4;background:var(--soft);padding:8px 0 12px}.tour-image-frame{height:32vh;min-height:210px;max-height:310px;padding:8px;border-radius:10px}.tour-navigation{gap:8px;margin-top:9px}.tour-navigation button{height:39px}.tour-note{display:none}.tour-story{position:relative}.tour-step{min-height:63vh;padding:45px 0 60px;scroll-margin-top:calc(32vh + 145px)}.tour-step h3{font-size:2rem;max-width:25ch}.tour-step p{font-size:.92rem}.tour-image-label{bottom:10px;left:10px;font-size:.67rem;padding:7px 10px}}
@media(max-width:390px){.home-contact{grid-template-columns:1fr}.home-contact a:nth-child(-n+2){display:inline-block}.market-grid{grid-template-columns:1fr}.market-card img{aspect-ratio:1.7}.personal-gallery{grid-template-columns:1fr}.personal-intro h1{font-size:3.45rem}.international-hero h1{font-size:2.55rem}}
@media(prefers-reduced-motion:reduce){.tour-image-frame img{transition:none!important;transform:none!important}.market-card:hover img{transform:none}.web-node:hover,.market-card:hover{transform:none}}
@media print{.marquee-belt{display:block;width:auto}.marquee-group{display:block;width:auto}.marquee-group[aria-hidden=true]{display:none}.marquee-window{overflow:visible;mask-image:none}.marquee-controls,.tour-navigation,.tour-visual{display:none}.tour-layout{display:block}.tour-step{min-height:0;padding:20px 0}.international-hero{background:white;color:black}.international-hero .lede,.international-hero h1 em{color:black}}

.finance-home{background:var(--soft);padding:52px 0 31px;border-bottom:1px solid var(--line)}.finance-home-grid{display:grid;grid-template-columns:1.4fr 1fr;gap:52px;align-items:start}.finance-front h1{font-size:clamp(2.6rem,4vw,3.65rem);letter-spacing:-.05em;margin:17px 0 20px;max-width:22ch}.finance-front h1 em{font-style:normal;color:var(--blue)}.finance-front>.lede{font-size:1rem;max-width:48ch;margin-bottom:29px}.finance-links{display:grid;grid-template-columns:1fr 1fr;gap:13px;position:relative}.finance-links:before{content:'';position:absolute;left:50%;width:1px;background:var(--line);top:-10px;bottom:-10px}.finance-link{position:relative;display:flex;align-items:center;gap:12px;border:1px solid var(--line);background:var(--card);color:var(--ink);text-decoration:none;padding:18px 17px;border-radius:10px;min-height:106px;transition:border-color .2s,transform .2s}.finance-link:hover{border-color:var(--blue);transform:translateY(-2px)}.finance-link>span{font-size:.6rem;color:var(--blue);align-self:start;margin-top:4px}.finance-link h2{font-size:1.04rem;margin:0 0 8px;letter-spacing:-.025em}.finance-link p{font-size:.7rem;color:var(--muted);line-height:1.5}.finance-link b{font-weight:400;margin-left:auto;color:var(--blue)}.finance-international{background:var(--navy);color:#fff;border-color:#365075}.finance-international p{color:#c8d5e7}.finance-international>span,.finance-international b{color:#e0c488}.wealth-links{display:flex;flex-wrap:wrap;gap:10px 20px;align-items:center;margin-top:21px;font-size:.76rem}.wealth-links>span{color:var(--muted)}.wealth-links a{font-weight:600;text-decoration:none}.home-jack-card{background:var(--card);border:1px solid var(--line);border-radius:18px;padding:29px;box-shadow:var(--shadow)}.home-jack-intro{display:grid;grid-template-columns:142px 1fr;gap:22px;align-items:center;margin-bottom:23px}.home-jack-intro img{width:142px;height:165px;object-fit:cover;object-position:62% 30%;border-radius:75px 75px 12px 12px}.home-jack-intro h2{font-size:2.1rem;margin:10px 0 11px;letter-spacing:-.05em}.home-jack-intro .kicker{font-size:.57rem;letter-spacing:.08em}.home-jack-intro p{font-size:.83rem;color:var(--muted);line-height:1.7}.home-jack-card>p{font-size:.87rem;color:var(--muted);line-height:1.8;margin-bottom:13px}.home-jack-card>.text-link{font-size:.78rem}.home-jack-contact{display:grid;gap:14px;border-top:1px solid var(--line);margin-top:23px;padding-top:19px}.home-jack-contact a{color:var(--ink);text-decoration:none;overflow-wrap:anywhere}.home-jack-contact small{display:block;color:var(--muted);font-size:.64rem;margin-bottom:4px}.home-jack-contact strong{font-size:.88rem;font-weight:600}.home-jack-contact a:hover{color:var(--blue)}.home-jack-card .actions{gap:11px;margin-top:24px}.home-jack-card .btn{font-size:.8rem;min-height:44px;padding:12px 18px}.finance-home>.container>.major-links{margin-top:31px}.scenario{padding:35px 0 20px;border-bottom:1px solid var(--line);scroll-margin-top:125px}.scenario h2{margin-top:16px}.scenario .scenario-premise{font-size:1.08rem;color:var(--ink)}.example-search{display:flex;align-items:center;justify-content:space-between;gap:30px;margin:32px 0}.example-search .field{width:100%;max-width:600px;margin:0}.example-search>p{font-size:.78rem;color:var(--muted);white-space:nowrap}[data-example-card] h2{font-size:1.2rem;margin:0 0 16px}[data-example-card] .number{font-size:.6rem}
.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}.chat-launcher{position:fixed;z-index:65;right:24px;bottom:24px;display:flex;align-items:center;gap:11px;border:2px solid #6f9bd7;border-radius:999px;background:#0b1c34;color:#fff;font-size:.8rem;font-weight:600;padding:4px 16px 4px 4px;box-shadow:0 8px 30px #0005;transition:transform .2s,box-shadow .2s}.chat-launcher:hover{transform:translateY(-2px);box-shadow:0 12px 34px #0006}.chat-launcher:focus-visible{outline:3px solid #e0c488;outline-offset:3px}.chat-puppet-face,.chat-agent-avatar{display:block;flex:0 0 auto;overflow:hidden;border-radius:50%;background:#d9e6f7}.chat-puppet-face{width:58px;height:58px;border:2px solid #fff}.chat-puppet-face img,.chat-agent-avatar img{width:100%;height:100%;object-fit:cover;object-position:67% 27%;transform:scale(1.55)}.chat-launcher-copy{display:grid;text-align:left;line-height:1.1}.chat-launcher-copy strong{font-family:var(--display);font-size:.86rem}.chat-launcher-copy small{font-size:.62rem;color:#c8d5e7;margin-top:5px}.chat-panel{position:fixed;z-index:70;right:24px;bottom:100px;width:365px;max-width:calc(100vw - 32px);height:555px;max-height:calc(100dvh - 130px);display:flex;flex-direction:column;background:var(--card);color:var(--ink);border:1px solid var(--line);border-radius:17px;box-shadow:0 18px 70px #0005;overflow:hidden}.chat-header{display:flex;align-items:center;justify-content:space-between;gap:15px;padding:15px 19px;background:#0b1c34;color:white}.chat-agent{display:flex;align-items:center;gap:12px;min-width:0}.chat-agent-avatar{width:46px;height:46px;border:2px solid #e0c488}.chat-header strong{font-family:var(--display);display:block;font-size:.98rem}.chat-header span:not(.chat-agent-avatar){display:block;font-size:.64rem;color:#c8d5e7;margin-top:5px}.chat-header button{color:white;background:transparent;border:1px solid #4d6787;width:34px;height:34px;flex-shrink:0;border-radius:50%;font-size:1.5rem;line-height:1}.chat-log{flex:1;overflow-y:auto;overscroll-behavior:contain;padding:18px;min-height:100px}.chat-message{padding:13px 15px;border-radius:10px;background:var(--soft);border:1px solid var(--line);margin-bottom:13px}.chat-message small{font-size:.59rem;color:var(--muted);display:block;margin-bottom:6px;text-transform:uppercase;letter-spacing:.07em}.chat-message p{font-size:.81rem;line-height:1.75}.chat-message a{display:block;font-size:.77rem;font-weight:600;margin-top:9px;text-decoration:none}.chat-message a:hover{text-decoration:underline}.chat-message.you{margin-left:36px;background:var(--accent-soft)}.chat-prompts{display:flex;gap:6px;flex-wrap:wrap;padding:8px 14px;border-top:1px solid var(--line)}.chat-prompts button{border:1px solid var(--line);background:var(--soft);color:var(--ink);padding:8px 10px;border-radius:20px;font-size:.65rem}.chat-form{display:flex;padding:10px 14px 4px;gap:8px;margin:0}.chat-form input{width:100%;min-width:0;border:1px solid var(--line);background:var(--surface);color:var(--ink);padding:12px;border-radius:8px;font-size:.8rem}.chat-form button{width:42px;flex-shrink:0;border:0;background:var(--blue);color:var(--surface);border-radius:8px;font-size:1.25rem}.chat-privacy{font-size:.57rem;padding:7px 15px 11px;color:var(--muted)}
@media(max-width:1100px){.finance-home-grid{gap:30px;grid-template-columns:1.2fr 1fr}.home-jack-card{padding:24px}.home-jack-intro{grid-template-columns:100px 1fr;gap:17px}.home-jack-intro img{width:100px;height:136px}.home-jack-intro h2{font-size:1.8rem}.finance-front h1{font-size:2.7rem}.finance-link{padding:17px 12px;gap:9px}.finance-link h2{font-size:.95rem}.finance-link p{font-size:.66rem}}
@media(max-width:760px){.finance-home{padding:32px 0 28px}.finance-home-grid{grid-template-columns:1fr;gap:30px}.finance-front>.kicker{font-size:.59rem;letter-spacing:.09em}.finance-front h1{font-size:2.6rem;line-height:1.16;margin:14px 0 17px}.finance-front>.lede{font-size:.92rem;margin-bottom:24px}.finance-links{gap:12px}.finance-link{min-height:104px;align-items:start;padding:17px 13px;gap:8px}.finance-link h2{font-size:.91rem;line-height:1.35}.finance-link p{font-size:.66rem}.finance-link>span{display:none}.finance-link b{align-self:center;font-size:.85rem}.wealth-links{font-size:.72rem;gap:10px 19px}.wealth-links>span{width:100%}.home-jack-intro{grid-template-columns:126px 1fr;gap:24px}.home-jack-intro img{width:126px;height:150px}.home-jack-card{padding:25px}.home-jack-intro h2{font-size:2rem}.home-jack-contact strong{font-size:.84rem}.mobile-contact a{white-space:nowrap;font-size:.75rem;padding-inline:8px}.example-search{display:block}.example-search>p{margin-top:15px}.chat-launcher{right:14px;bottom:83px;width:64px;height:64px;padding:3px}.chat-puppet-face{width:54px;height:54px}.chat-launcher-copy{display:none}.chat-panel{right:14px;bottom:155px;max-height:calc(100dvh - 185px);width:365px}.chat-header{padding:12px 15px}.chat-log{padding:13px}.chat-message p{font-size:.79rem}.chat-form input{font-size:16px}.scenario .scenario-premise{font-size:1rem}}
@media(max-width:360px){.finance-links{grid-template-columns:1fr}.finance-link{min-height:80px}.finance-front h1{font-size:2.2rem}.home-jack-intro{grid-template-columns:100px 1fr;gap:17px}.home-jack-intro img{width:100px;height:136px}.home-jack-card{padding:20px}.chat-panel{right:8px;max-width:calc(100vw - 16px)}}
@media print{.chat-launcher,.chat-panel,.example-search{display:none}}

.finance-link p{font-size:.75rem}@media(max-width:760px){.finance-link p{font-size:.73rem}.theme-toggle{width:40px;height:40px}}

/* Readability and theme QA pass. All supporting copy keeps a practical minimum
   size, while the shared colour tokens maintain AA contrast in both themes. */
::placeholder{color:var(--muted);opacity:1}
.home-advice-disclosure{font-size:.8rem!important}.home-review-proof{font-size:.82rem}
.client-proof p,.client-proof a,.review footer a{font-size:.78rem}
.home-contact span,.home-jack-contact small{font-size:.75rem}
.web-centre small,.web-number{font-size:.75rem}.web-node p{font-size:.86rem}
.major-links a,.market-card .card-link{font-size:.84rem}.international-note{font-size:.78rem}
.market-meta{font-size:.72rem}.market-card p{font-size:.88rem}
.tour-image-label,.tour-note{font-size:.78rem}
.wordmark small,.finance-link>span,[data-example-card] .number{font-size:.75rem}.finance-link p{font-size:.82rem}
.home-jack-intro .kicker{font-size:.75rem}.home-jack-contact strong{font-size:.92rem}
.chat-launcher-copy small,.chat-header span:not(.chat-agent-avatar),.chat-message small,.chat-prompts button,.chat-privacy{font-size:.75rem}
.chat-message p,.chat-form input{font-size:.85rem}

/* The protection and development stories use the same scroll controller as the
   house journey, with tailored framing for their wider felt scenes. */
.property-tour--protection .tour-image-frame,.property-tour--development .tour-image-frame{padding:0}
.property-tour--protection .tour-image-frame img,.property-tour--development .tour-image-frame img{object-fit:cover;transform:scale(1.04);transform-origin:50% 50%}
.property-tour--protection .tour-image-frame[data-tour-view="1"] img{transform:scale(1.48);transform-origin:76% 55%}
.property-tour--protection .tour-image-frame[data-tour-view="2"] img{transform:scale(1.58);transform-origin:52% 63%}
.property-tour--protection .tour-image-frame[data-tour-view="3"] img{transform:scale(1.48);transform-origin:23% 52%}
.property-tour--development .tour-image-frame[data-tour-view="1"] img{transform:scale(1.5);transform-origin:18% 50%}
.property-tour--development .tour-image-frame[data-tour-view="2"] img{transform:scale(1.58);transform-origin:54% 63%}
.property-tour--development .tour-image-frame[data-tour-view="3"] img{transform:scale(1.48);transform-origin:86% 42%}
[data-theme=dark] .property-tour{background:var(--soft)}

@media(max-width:760px){
 .wordmark small,.finance-front>.kicker,.personal-intro .kicker,.international-hero .kicker,.portrait-note,.art-note{font-size:.75rem}
 .finance-link p,.web-node p,.market-card p{font-size:.8rem}
 .home-contact a{font-size:.82rem}.home-contact span{font-size:.75rem}
 .web-number,.market-meta{font-size:.75rem}.international-note{font-size:.75rem}
 .market-card .card-link,.tour-image-label{font-size:.78rem}
 .chat-message p{font-size:.85rem}
}

/* Category-led hubs, preparation tools and professional-support experiences. */
.finance-link p{font-size:.86rem;line-height:1.55}
.category-section+.category-section{margin-top:86px}
.category-heading{display:grid;grid-template-columns:minmax(0,1.2fr) minmax(280px,.8fr);gap:55px;align-items:end;margin-bottom:34px;padding-bottom:23px;border-bottom:1px solid var(--line)}
.category-heading h2{margin:0;max-width:24ch}.category-heading p{color:var(--muted);max-width:52ch;margin:0}
.route-category{margin-top:54px;padding-top:28px;border-top:1px solid var(--line)}
.route-category:first-of-type{margin-top:0}.route-category>h3{font-size:1.8rem;margin-bottom:8px}.route-category>p{max-width:68ch;color:var(--muted);margin-bottom:28px}
.investment-routes{background:var(--soft);border-bottom:1px solid var(--line)}
.info-card{background:var(--card);border:1px solid var(--line);border-radius:var(--radius);padding:30px}
.info-card .number{display:block;color:var(--blue);font-size:.8rem;letter-spacing:.1em;margin-bottom:24px}.info-card h3{font-size:1.28rem}.info-card p{color:var(--muted);font-size:.94rem}
.home-support{overflow:hidden}.home-support .section-heading>div:last-child{max-width:44ch}.scroller-controls{display:flex;gap:8px;margin-top:18px}
.support-scroller{display:flex;gap:20px;overflow-x:auto;overscroll-behavior-x:contain;scroll-snap-type:x mandatory;scrollbar-width:thin;padding:2px 2px 18px}
.support-slide{flex:0 0 clamp(275px,30vw,370px);scroll-snap-align:start;display:flex;flex-direction:column;background:var(--card);border:1px solid var(--line);border-radius:15px;overflow:hidden;color:var(--ink);text-decoration:none;transition:transform .2s,border-color .2s}
.support-slide:hover{transform:translateY(-3px);border-color:var(--blue)}.support-slide img{width:100%;height:190px;object-fit:cover}.support-slide .kicker{margin:24px 25px 10px}.support-slide h3{font-size:1.35rem;margin:0 25px 10px}.support-slide p{color:var(--muted);font-size:.9rem;line-height:1.7;margin:0 25px 21px}.support-slide b{display:flex;justify-content:space-between;gap:15px;color:var(--blue);font-size:.88rem;margin:auto 25px 25px}
.support-disclosure{max-width:82ch;color:var(--muted);font-size:.88rem;margin-top:18px}
.ready-checklist{border:1px solid var(--line);border-radius:18px;overflow:hidden;background:var(--card)}
.ready-progress{display:grid;grid-template-columns:1fr 230px;gap:35px;align-items:center;padding:30px 34px;background:var(--navy);color:#fff}.ready-progress .kicker{color:#a9c8ff;margin-bottom:10px}.ready-progress strong{font:600 1.4rem/1.3 var(--display);display:block}.ready-progress small{display:block;color:#c8d5e7;font-size:.82rem;margin-top:5px}.ready-progress progress{width:100%;height:16px;accent-color:#77aaff}.ready-progress progress::-webkit-progress-bar{background:#344762;border-radius:999px}.ready-progress progress::-webkit-progress-value{background:#77aaff;border-radius:999px}.ready-progress progress::-moz-progress-bar{background:#77aaff;border-radius:999px}
.ready-items{display:grid;grid-template-columns:1fr 1fr}.ready-item{display:grid;grid-template-columns:24px 1fr;gap:15px;align-items:start;padding:25px 28px;border-bottom:1px solid var(--line);cursor:pointer}.ready-item:nth-child(odd){border-right:1px solid var(--line)}.ready-item input{width:20px;height:20px;margin-top:3px;accent-color:var(--blue)}.ready-item strong{display:block;font-size:1rem}.ready-item small{display:block;color:var(--muted);font-size:.85rem;line-height:1.65;margin-top:5px}.ready-item:has(input:checked){background:var(--accent-soft)}
.ready-actions{display:flex;gap:12px;padding:24px 28px}.credit-link-band{display:grid;grid-template-columns:1fr auto;gap:30px;align-items:center;padding:26px 28px;margin:28px 0 12px;background:var(--accent-soft);border:1px solid var(--line);border-radius:12px}.credit-link-band .kicker{margin-bottom:8px}.credit-link-band h3{margin-bottom:8px}.credit-link-band p{font-size:.9rem}
.credit-hero-card{display:grid;grid-template-columns:1.1fr .9fr;gap:45px;align-items:center;background:var(--navy);color:#fff;border-radius:20px;overflow:hidden;padding-left:50px}.credit-hero-card .kicker{color:#a9c8ff}.credit-hero-card p{color:#c8d5e7}.credit-hero-card .btn-secondary{border-color:#59718f;color:#fff}.credit-hero-card img{height:100%;min-height:370px;object-fit:cover}.credit-partner-note{margin-top:18px;max-width:82ch}
.professional-boundary{display:grid;grid-template-columns:1fr 1fr;gap:0;margin:70px 0 34px;border:1px solid var(--line);border-radius:18px;overflow:hidden}.professional-boundary>div{padding:38px;background:var(--card)}.professional-boundary>div+div{border-left:1px solid var(--line);background:var(--soft)}.professional-boundary h2{font-size:1.8rem}.professional-boundary p{color:var(--muted)}
.consultancy-depth{margin-top:80px;padding-top:65px;border-top:1px solid var(--line)}.consultancy-outcomes{display:grid;grid-template-columns:.7fr 1.3fr;gap:55px;align-items:start;margin:55px 0;padding:38px;background:var(--navy);color:#fff;border-radius:17px}.consultancy-outcomes .kicker{color:#a9c8ff}.consultancy-outcomes h3{font-size:2rem}.consultancy-outcomes ul{columns:2;column-gap:40px;margin:0}.consultancy-outcomes li{color:#d6e0ee;padding:5px 0;break-inside:avoid}.consultancy-start{margin-top:65px}.consultancy-timeline{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;list-style:none;padding:0;margin:0 0 35px}.consultancy-timeline li{display:grid;grid-template-columns:55px 1fr;gap:18px;margin:0;padding:26px;border:1px solid var(--line);border-radius:13px}.consultancy-timeline li>span{font:600 2rem/1 var(--display);color:var(--blue)}.consultancy-timeline h3{font-size:1.16rem}.consultancy-timeline p{font-size:.9rem;color:var(--muted)}
@media(max-width:900px){.ready-progress{grid-template-columns:1fr 180px}.credit-hero-card{padding-left:32px;gap:25px}.consultancy-timeline{grid-template-columns:1fr}.consultancy-outcomes{grid-template-columns:1fr}}
@media(max-width:760px){.finance-link p{font-size:.82rem}.category-section+.category-section{margin-top:58px}.category-heading{grid-template-columns:1fr;gap:14px;margin-bottom:25px}.category-heading h2{font-size:1.9rem}.route-category{margin-top:42px}.route-category>h3{font-size:1.5rem}.home-support .section-heading>div:last-child{max-width:none}.support-slide{flex-basis:84vw}.support-slide img{height:165px}.ready-progress{grid-template-columns:1fr;padding:25px}.ready-items{grid-template-columns:1fr}.ready-item:nth-child(odd){border-right:0}.ready-actions{flex-direction:column}.credit-link-band{grid-template-columns:1fr;padding:24px}.credit-link-band .btn{width:100%}.credit-hero-card{grid-template-columns:1fr;padding:30px 0 0}.credit-hero-card>div{padding:0 28px}.credit-hero-card img{min-height:250px;height:250px;width:100%}.professional-boundary{grid-template-columns:1fr;margin-top:50px}.professional-boundary>div+div{border-left:0;border-top:1px solid var(--line)}.consultancy-depth{margin-top:55px;padding-top:45px}.consultancy-outcomes{padding:28px}.consultancy-outcomes ul{columns:1}.consultancy-timeline li{grid-template-columns:46px 1fr;padding:22px}.scroller-controls{margin-bottom:20px}}
@media(prefers-reduced-motion:reduce){.support-slide:hover{transform:none}}
@media print{.home-support,.ready-actions,.credit-hero-card img{display:none}.ready-progress{background:#fff;color:#000}.ready-progress small{color:#444}.ready-checklist{break-inside:avoid}.ready-item:has(input:checked){background:#eee}}

/* Consistent homepage cards and deliberate colour feedback on real controls. */
.finance-link.finance-international{background:linear-gradient(145deg,var(--depth-white),transparent 48%),var(--card);color:var(--ink);border-color:var(--line)}
.finance-link.finance-international p{color:var(--muted)}
.finance-link.finance-international>span,.finance-link.finance-international b{color:var(--blue)}
.finance-link{transition:background-color .22s,color .22s,border-color .22s,transform .22s,box-shadow .22s}
.finance-link:hover,.finance-link:focus-visible{background:#1763e8;color:#fff;border-color:#1763e8;transform:translateY(-3px);box-shadow:0 14px 32px #0b1c3430}
.finance-link:hover p,.finance-link:focus-visible p{color:#eaf2ff}
.finance-link:hover>span,.finance-link:hover b,.finance-link:focus-visible>span,.finance-link:focus-visible b{color:#fff}
.major-links a,.wealth-links a,.home-review-proof{border-radius:8px;transition:background-color .2s,color .2s,transform .2s}
.major-links a{padding:10px 12px;margin:-10px -12px}
.wealth-links a{padding:6px 9px;margin:-6px -9px}
.home-review-proof{padding:15px 14px 12px;margin-left:-14px;margin-right:-14px}
.social-links{display:flex;flex-wrap:wrap;gap:9px 18px;margin-top:14px}.social-links a{font-size:.78rem;font-weight:750;color:var(--blue);text-decoration:none}.social-links a:hover,.social-links a:focus-visible{text-decoration:underline;text-underline-offset:4px}
.major-links a:hover,.major-links a:focus-visible,.wealth-links a:hover,.wealth-links a:focus-visible,.home-review-proof:hover,.home-review-proof:focus-visible{background:var(--accent-soft);color:var(--blue);transform:translateY(-1px)}
a.card:not(.featured),.market-card,.support-slide,.web-node,.contact-method,.btn-secondary{transition:background-color .2s,color .2s,border-color .2s,transform .2s,box-shadow .2s}
a.card:not(.featured):hover,a.card:not(.featured):focus-visible,.market-card:hover,.market-card:focus-visible,.support-slide:hover,.support-slide:focus-visible,.web-node:hover,.web-node:focus-visible{background:var(--accent-soft);border-color:var(--blue);box-shadow:var(--shadow)}
.contact-method:hover,.contact-method:focus-visible{background:var(--accent-soft);color:var(--blue);padding-left:14px;padding-right:14px}
.btn-secondary:hover,.btn-secondary:focus-visible{background:var(--accent-soft);border-color:var(--blue);color:var(--blue)}
@media(prefers-reduced-motion:reduce){.finance-link:hover,.finance-link:focus-visible,.major-links a:hover,.major-links a:focus-visible,.wealth-links a:hover,.wealth-links a:focus-visible,.home-review-proof:hover,.home-review-proof:focus-visible{transform:none}}

/* Layered surfaces and illustrated category banners. */
:root{--depth-blue:#1763e816;--depth-blue-strong:#1763e82a;--depth-gold:#d1b16b1c;--depth-gold-strong:#d1b16b2b;--depth-white:#ffffffc9;--depth-grid:#1123400a;--surface-raised:#f9fbff;--elevation-1:0 14px 38px #0b1c340d,inset 0 1px #ffffffbf;--elevation-2:0 24px 65px #0b1c3417,inset 0 1px #ffffffd6;--header-shadow:#0b1c340c;--lender-blue:#dfeafb;--lender-teal:#dff1ed;--lender-green:#e4f1e5;--lender-gold:#f3ead7;--lender-rust:#f3e2dd;--lender-plum:#ece4f2}
[data-theme=dark]{--depth-blue:#77aaff18;--depth-blue-strong:#77aaff2b;--depth-gold:#e0c48814;--depth-gold-strong:#e0c48822;--depth-white:#ffffff0a;--depth-grid:#b9d2f20b;--surface-raised:#14263d;--elevation-1:0 18px 42px #0000002b,inset 0 1px #ffffff0d;--elevation-2:0 28px 70px #00000040,inset 0 1px #ffffff12;--header-shadow:#00000035;--lender-blue:#18304d;--lender-teal:#173b3b;--lender-green:#203b2d;--lender-gold:#3c3424;--lender-rust:#402a2a;--lender-plum:#342942}
body{background:radial-gradient(ellipse 62rem 38rem at -8% 8%,var(--depth-blue-strong),transparent 68%),radial-gradient(ellipse 52rem 34rem at 108% 72%,var(--depth-gold-strong),transparent 72%),var(--surface);background-attachment:fixed}
.header{box-shadow:0 10px 32px var(--header-shadow)}
.finance-home{background:linear-gradient(118deg,transparent 0 59%,var(--depth-grid) 59.1%,transparent 59.35%),radial-gradient(circle at 8% 0,var(--depth-blue-strong),transparent 38%),radial-gradient(circle at 92% 100%,var(--depth-gold-strong),transparent 30%),linear-gradient(155deg,var(--soft),var(--surface) 74%)}
.personal-hero,.page-hero{background:linear-gradient(118deg,transparent 0 65%,var(--depth-grid) 65.1%,transparent 65.35%),radial-gradient(circle at 8% 0,var(--depth-blue-strong),transparent 40%),radial-gradient(circle at 88% 100%,var(--depth-gold-strong),transparent 32%),linear-gradient(155deg,var(--soft),var(--surface-raised))}
.section.soft,.investment-routes,.property-tour,.home-support{background:linear-gradient(132deg,transparent 0 70%,var(--depth-grid) 70.1%,transparent 70.35%),radial-gradient(circle at 8% 10%,var(--depth-blue),transparent 34%),radial-gradient(circle at 94% 90%,var(--depth-gold),transparent 30%),linear-gradient(155deg,var(--soft),var(--surface-raised))}
.lender-marquee{background:linear-gradient(118deg,transparent 0 78%,var(--depth-grid) 78.1%,transparent 78.35%),radial-gradient(circle at 92% 0,var(--depth-blue-strong),transparent 32%),linear-gradient(180deg,var(--surface),var(--soft))}
.review-marquee{background:linear-gradient(132deg,transparent 0 22%,var(--depth-grid) 22.1%,transparent 22.35%),radial-gradient(circle at 10% 12%,var(--depth-gold-strong),transparent 28%),radial-gradient(circle at 92% 84%,var(--depth-blue-strong),transparent 34%),linear-gradient(150deg,var(--soft),var(--surface-raised))}
.finance-link,.home-jack-card,.card:not(.featured),.review,.info-card,.market-card,.support-slide,.web-node,.at-glance,.sidebar>div,.form-panel,.lender-wordmark,.case-jump-links,.ready-checklist{background:linear-gradient(145deg,var(--depth-white),transparent 48%),var(--card);box-shadow:var(--elevation-1)}
.lender-wordmark:nth-child(6n+1){background:linear-gradient(145deg,var(--depth-white),transparent 58%),var(--lender-blue)}.lender-wordmark:nth-child(6n+2){background:linear-gradient(145deg,var(--depth-white),transparent 58%),var(--lender-teal)}.lender-wordmark:nth-child(6n+3){background:linear-gradient(145deg,var(--depth-white),transparent 58%),var(--lender-green)}.lender-wordmark:nth-child(6n+4){background:linear-gradient(145deg,var(--depth-white),transparent 58%),var(--lender-gold)}.lender-wordmark:nth-child(6n+5){background:linear-gradient(145deg,var(--depth-white),transparent 58%),var(--lender-rust)}.lender-wordmark:nth-child(6n){background:linear-gradient(145deg,var(--depth-white),transparent 58%),var(--lender-plum)}
.lender-wordmark{transition:transform .2s,border-color .2s,filter .2s,box-shadow .2s}.lender-wordmark:hover{border-color:var(--blue);filter:saturate(1.16);transform:translateY(-2px);box-shadow:var(--elevation-2)}
.finance-link:hover,.finance-link:focus-visible,.home-jack-card:hover,.card:not(.featured):hover,.review:hover,.info-card:hover,.market-card:hover,.support-slide:hover,.web-node:hover,.at-glance:hover,.form-panel:focus-within{box-shadow:var(--elevation-2)}
.international-hero{background:radial-gradient(circle at 88% 18%,#d1b16b2e,transparent 34%),radial-gradient(circle at 8% 0,#1763e842,transparent 38%),linear-gradient(145deg,#071529,#12365c)}
.cta-band,.calculator-result,.ready-progress,.credit-hero-card,.consultancy-outcomes{background:radial-gradient(circle at 90% 8%,#77aaff38,transparent 38%),linear-gradient(145deg,#071529,#14385f)}
.footer{background:radial-gradient(circle at 8% 0,#1763e828,transparent 30%),radial-gradient(circle at 92% 100%,#d1b16b17,transparent 26%),linear-gradient(150deg,#071529,#0d2846)}
.category-heading{position:relative;isolation:isolate;display:grid;grid-template-columns:minmax(0,1.12fr) minmax(240px,.78fr) 180px;gap:30px;align-items:center;min-height:184px;margin-bottom:30px;padding:27px 28px;border:1px solid var(--line);border-radius:18px;overflow:hidden;background:radial-gradient(circle at 8% 0,var(--depth-blue),transparent 48%),radial-gradient(circle at 78% 100%,var(--depth-gold),transparent 35%),linear-gradient(135deg,var(--card),var(--soft))}
.category-heading:before{content:'';position:absolute;z-index:-1;inset:0;background:linear-gradient(110deg,var(--depth-white),transparent 42%);pointer-events:none}
.category-heading .kicker{margin-bottom:12px}.category-heading h2{font-size:clamp(1.7rem,2.4vw,2.35rem);margin:0;max-width:23ch}.category-heading>p{color:var(--muted);max-width:48ch;margin:0;line-height:1.75}
.category-puppet{align-self:stretch;margin:0;min-height:128px;border:1px solid var(--line);border-radius:72px 12px 12px 12px;overflow:hidden;background:var(--card);box-shadow:0 12px 30px #0b1c3414}
.category-puppet-image{width:100%;height:100%;min-height:128px;object-fit:cover;object-position:center;transition:transform .45s ease}
.category-heading:hover .category-puppet-image{transform:scale(1.035)}
.case-library{background:radial-gradient(circle at 96% 8%,var(--depth-blue),transparent 18%),var(--surface)}
.case-jump-links{margin:34px 0 12px;padding:22px;border:1px solid var(--line);border-radius:15px;background:linear-gradient(135deg,var(--card),var(--soft))}
.case-jump-links a{transition:background-color .2s,color .2s,border-color .2s}.case-jump-links a:hover,.case-jump-links a:focus-visible{background:var(--blue);border-color:var(--blue);color:#fff}
.case-category{scroll-margin-top:118px}.case-category+.case-category{margin-top:78px;padding-top:6px}.case-category .grid{gap:18px}.case-category [data-example-card]{padding:27px}.case-category [data-example-card] p{font-size:.86rem;line-height:1.7}
@media(max-width:1000px){.category-heading{grid-template-columns:minmax(0,1fr) 160px;gap:18px 28px}.category-heading>p{grid-column:1}.category-puppet{grid-column:2;grid-row:1/3}}
@media(max-width:760px){.category-heading{grid-template-columns:1fr;gap:15px;padding:22px;min-height:0}.category-heading>p,.category-puppet{grid-column:auto;grid-row:auto}.category-puppet{height:190px;margin-top:6px;border-radius:60px 10px 10px 10px}.category-heading h2{font-size:1.85rem}.case-category+.case-category{margin-top:56px}.case-jump-links{padding:16px}.case-library .example-search{margin-top:28px}}
@media(prefers-reduced-motion:reduce){.category-heading:hover .category-puppet-image{transform:none}}
@media(max-width:760px){body{background-attachment:scroll}}
@media(max-width:760px){.lender-foot{align-items:stretch;flex-direction:column}.lender-foot .btn{width:100%}}
@media print{body{background:#fff}.header,.finance-link,.home-jack-card,.card:not(.featured),.review,.info-card,.market-card,.support-slide,.web-node,.at-glance,.sidebar>div,.form-panel,.lender-wordmark,.case-jump-links,.ready-checklist{box-shadow:none}.category-puppet{display:none}.category-heading{display:block;background:none;padding:18px 0;border-width:0 0 1px;border-radius:0}.category-heading>p{margin-top:10px}.case-jump-links{display:none}}

/* Compact service architecture, global search and distinct guided experiences. */
[hidden]{display:none!important}
:root{--studio-teal:#176f66;--studio-tint:#e9f4f2;--studio-line:#b8d8d1;--project-tint:#eaf0fa;--tab-ink:#fff}
[data-theme=dark]{--studio-teal:#9adfd2;--studio-tint:#163438;--studio-line:#34585b;--project-tint:#192f4a;--tab-ink:#0b1c34}
/* A larger real portrait and a single, ordered contact area. */
.finance-home .home-jack-card{padding:0;overflow:hidden;min-width:0}
.home-jack-portrait{height:clamp(235px,23vw,310px);overflow:hidden;background:var(--soft);border-bottom:1px solid var(--line)}
.home-jack-portrait img{width:100%;height:100%;object-fit:cover;object-position:54% 24%;display:block}
.home-jack-body{padding:28px;display:grid;gap:20px}
.home-jack-heading .kicker{font-size:.75rem;letter-spacing:.1em;margin:0 0 10px}
.home-jack-heading h2{font-size:clamp(1.8rem,2.45vw,2.4rem);line-height:1.18;letter-spacing:-.035em;margin:0 0 9px}
.home-jack-heading>p{font-size:1rem;line-height:1.5;color:var(--ink);margin:0}.home-jack-heading>p span{padding:0 5px;color:var(--blue)}
.home-jack-bio{color:var(--muted);font-size:1rem;line-height:1.7;margin:0}
.home-profile-links{display:flex;flex-wrap:wrap;gap:9px 19px}.home-profile-links a,.home-enquiry-link{font-size:.875rem;font-weight:600;text-decoration:none;line-height:1.5}.home-profile-links a:hover,.home-enquiry-link:hover{text-decoration:underline}
.home-contact-block{border-top:1px solid var(--line);padding-top:24px}.home-contact-block>.kicker{font-size:.75rem;margin-bottom:13px}
.home-jack-card .home-contact-block .actions{display:grid;grid-template-columns:1fr 1fr;gap:10px;margin:0 0 16px}.home-jack-card .home-contact-block .btn{font-size:.875rem;padding:13px 9px;min-width:0}
.home-contact-block .home-jack-contact{margin:0 0 14px;padding:0;border:0;gap:8px}
.home-contact-block .home-jack-contact a{display:flex;align-items:center;justify-content:space-between;gap:10px;border:1px solid var(--line);border-radius:10px;padding:13px 14px;background:var(--surface);transition:background .2s,border-color .2s}
.home-contact-block .home-jack-contact a:hover,.home-contact-block .home-jack-contact a:focus-visible{border-color:var(--blue);background:var(--accent-soft)}
.home-contact-block .home-jack-contact small{font-size:.875rem;line-height:1.45;margin-bottom:5px}.home-contact-block .home-jack-contact strong{font-size:.94rem;line-height:1.5}.home-jack-contact b{color:var(--blue);font-weight:400}
.home-jack-body .home-advice-disclosure{font-size:.875rem;line-height:1.6;margin:0;color:var(--muted)}
/* Partnership pages use two clear routes, written terms and a simple handover. */
.partner-hero h1 em{font-style:normal;color:var(--blue)}.partner-hero .scene-frame{align-self:center}.partner-hero .scene-frame img{aspect-ratio:3/2;object-fit:cover}
.partner-route-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:24px}
.partner-route{display:flex;flex-direction:column;border:1px solid var(--line);border-radius:18px;padding:32px;background:linear-gradient(130deg,var(--depth-white),transparent 65%),var(--card);text-decoration:none;color:var(--ink);box-shadow:var(--elevation-1);transition:background .2s,border-color .2s,transform .2s}
.partner-route:hover,.partner-route:focus-visible{border-color:var(--blue);background:var(--accent-soft);transform:translateY(-3px)}
.partner-route h3{font-size:clamp(1.65rem,2.4vw,2.2rem);line-height:1.22;margin:15px 0 20px}.partner-route p,.partner-route li{font-size:1rem;line-height:1.75;color:var(--muted)}.partner-route ul{padding-left:21px;margin:20px 0 27px}.partner-route .card-link{margin-top:auto;font-size:.94rem}
.partner-reading{max-width:860px}.partner-reading>p{font-size:1.05rem;line-height:1.85;margin:18px 0;color:var(--muted)}
.partner-inline-links{display:flex;flex-wrap:wrap;gap:15px 26px;margin-top:25px;font-size:.94rem}
.partner-terms{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));border:1px solid var(--line);border-radius:16px;overflow:hidden;background:var(--card)}
.partner-terms article{padding:30px}.partner-terms article+article{border-left:1px solid var(--line)}.partner-terms h3{font-size:1.5rem;line-height:1.3;margin:13px 0}.partner-terms p,.partner-boundary p{color:var(--muted);font-size:1rem;line-height:1.75}
.partner-small{font-size:.875rem;line-height:1.8;color:var(--muted);margin-top:22px;max-width:100ch}
.partner-steps{list-style:none;display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:24px;padding:0;margin:30px 0 38px}.partner-steps li{border-top:2px solid var(--blue);padding:24px 0 0}.partner-steps .number{font-size:.875rem}.partner-steps h3{font-size:1.3rem;line-height:1.35;margin:15px 0}.partner-steps p{font-size:1rem;line-height:1.8;color:var(--muted)}
.partner-boundary{display:grid;grid-template-columns:1fr 1fr;gap:32px;padding:32px;background:var(--accent-soft);border-radius:16px;border:1px solid var(--line)}.partner-boundary h3{font-size:1.5rem;margin:8px 0 14px}
.partner-close{padding-block:35px}.partner-close>p{font-size:1.05rem;color:var(--muted);max-width:67ch;line-height:1.8;margin:18px 0}.partner-close>.partner-small{font-size:.875rem}
@media(max-width:1000px){.partner-steps{grid-template-columns:1fr 1fr}.home-jack-body{padding:22px}.home-jack-card .home-contact-block .actions{grid-template-columns:1fr}.home-jack-portrait{height:245px}}
@media(max-width:760px){.home-jack-portrait{height:300px}.home-jack-body{padding:25px;gap:19px}.home-jack-heading h2{font-size:2.1rem}.home-jack-card .home-contact-block .actions{grid-template-columns:1fr 1fr}.partner-route-grid,.partner-terms,.partner-boundary{grid-template-columns:1fr}.partner-terms article+article{border-left:0;border-top:1px solid var(--line)}.partner-route,.partner-terms article,.partner-boundary{padding:25px}.partner-steps{gap:24px 20px}.partner-steps h3{font-size:1.18rem}}
@media(max-width:400px){.home-jack-body{padding:21px}.home-jack-card .home-contact-block .actions,.partner-steps{grid-template-columns:1fr}.home-jack-portrait{height:265px}}
.header-row{gap:20px}.header .container{width:min(1470px,calc(100% - 48px))}.header-tools{gap:10px}
.nav>ul{gap:14px}.nav-item>a{font-size:.875rem}.nav-item.section-active>a{color:var(--blue)}
.nav-menu-inner{grid-template-columns:190px 1fr;gap:42px}.nav-menu-inner>div:first-child h2{font-size:1.85rem}
.nav-menu-groups{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:28px}
.nav-link-group h3{font-size:.875rem;letter-spacing:0;line-height:1.4;color:var(--muted);margin:0 0 13px}
.nav-link-group ul{margin:0;padding:0;list-style:none}.nav-link-group li+li{margin-top:3px}
.nav-link-group a{display:block;padding:7px 0;font-size:.875rem;text-decoration:none;line-height:1.5;color:var(--ink)}
.nav-link-group a:hover,.nav-link-group a:focus-visible{color:var(--blue);text-decoration:underline}
.search-trigger{display:inline-flex;align-items:center;justify-content:center;gap:8px;border:1px solid var(--line);border-radius:9px;min-height:44px;min-width:44px;padding:10px 12px;font-size:.875rem;font-weight:650;text-decoration:none;color:var(--ink);background:var(--card)}
.search-trigger:hover{border-color:var(--blue);color:var(--blue)}
.service-directory .directory-intro{margin-bottom:25px}.directory-intro .kicker{margin-bottom:9px}.directory-intro p{color:var(--muted)}
.service-directory .category-section,.service-directory .category-section+.category-section{padding:0;margin:14px 0;scroll-margin-top:125px}
.service-disclosure{border:1px solid var(--line);background:linear-gradient(125deg,var(--depth-white),transparent 60%),var(--card);border-radius:16px;box-shadow:var(--elevation-1);overflow:clip}
.service-disclosure>summary{display:grid;grid-template-columns:82px minmax(0,1fr) auto;gap:24px;align-items:center;list-style:none;cursor:pointer;padding:22px 25px;transition:background .2s}
.service-disclosure>summary::-webkit-details-marker{display:none}
.service-disclosure>summary:hover{background:var(--accent-soft)}
.service-disclosure>summary .kicker{font-size:.75rem;margin-bottom:7px;line-height:1.4}
.service-disclosure>summary h2{font-size:1.4rem;line-height:1.25;margin:0 0 7px;letter-spacing:-.025em}
.disclosure-heading{display:block;font:650 1.4rem/1.25 var(--display);margin-bottom:7px;letter-spacing:-.025em}
.case-library .case-category,.case-library .case-category+.case-category{margin-top:14px;padding:0}.case-disclosure>.grid{padding:22px}.case-library .case-jump-links{gap:8px;padding:16px}.case-jump-links a{font-size:.875rem}
.category-caption{display:block;font-size:.875rem;color:var(--muted);max-width:76ch;line-height:1.55}
.category-thumb{height:82px;width:82px;overflow:hidden;border-radius:15px;border:1px solid var(--line)}
.category-thumb .category-puppet-image{min-height:0;height:100%;width:100%;object-fit:cover}
.disclosure-count{display:flex;align-items:center;gap:16px;white-space:nowrap;color:var(--blue);font-size:.8rem;font-weight:650}
.disclosure-count b{display:grid;place-items:center;width:30px;height:30px;border:1px solid var(--line);border-radius:50%;font-size:1.3rem;line-height:1;font-weight:400;transition:transform .2s}
.service-disclosure[open] .disclosure-count b{transform:rotate(45deg)}
.service-disclosure[open]>summary{background:var(--accent-soft);border-bottom:1px solid var(--line)}
.service-link-list{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:0 30px;padding:8px 25px 18px;margin:0;list-style:none}
.service-link-list li,.service-link-list li+li{margin:0;min-width:0}
.service-link-list a{position:relative;display:block;padding:17px 28px 17px 0;min-height:80px;text-decoration:none;border-bottom:1px solid var(--line);color:var(--ink)}
.service-link-list a>span{font:650 1rem/1.4 var(--display);display:block;margin-bottom:6px}
.service-link-list a small{font-size:.875rem;line-height:1.5;display:block;color:var(--muted)}
.service-link-list a b{position:absolute;right:0;top:17px;color:var(--blue);font-weight:400}
.service-link-list a:hover>span,.service-link-list a:focus-visible>span{color:var(--blue);text-decoration:underline;text-underline-offset:4px}
.route-disclosure{margin:15px 0}.route-disclosure>summary{grid-template-columns:minmax(0,1fr) auto}

/* Search works in a native dialog and on a linkable standalone page. */
.search-dialog{width:min(760px,calc(100% - 32px));max-height:85dvh;padding:28px;border:1px solid var(--line);border-radius:18px;background:var(--card);color:var(--ink);box-shadow:0 32px 100px #0006;overflow:auto;overscroll-behavior:contain}
.search-dialog::backdrop{background:#06152cbb;backdrop-filter:blur(8px)}
.search-dialog-head{display:flex;align-items:center;justify-content:space-between;gap:25px;margin-bottom:23px}.search-dialog-head h2{font-size:1.6rem;margin:0}
.search-dialog-head button{width:44px;height:44px;border:1px solid var(--line);border-radius:50%;background:var(--soft);color:var(--ink);font-size:1.4rem}
.site-search-surface form>label{font-size:.875rem;color:var(--muted);display:block;margin-bottom:10px}
.search-input-row{display:flex;gap:10px}.search-input-row input{min-width:0;width:100%;font-size:1rem;background:var(--surface);border:1px solid var(--line);color:var(--ink);padding:15px;border-radius:9px}
.search-input-row input::placeholder{color:var(--muted);opacity:1}.search-suggestions{display:flex;flex-wrap:wrap;gap:8px;margin:16px 0 24px;align-items:center}
.search-suggestions :is(button,a){display:inline-flex;align-items:center;justify-content:center;border:1px solid var(--line);border-radius:7px;color:var(--blue);background:var(--soft);padding:8px 12px;font-size:.875rem;min-height:44px;text-decoration:none;line-height:1.4}
.search-suggestions :is(button,a):hover{border-color:var(--blue);background:var(--surface)}.search-suggestions :is(button,a):focus-visible{outline:3px solid var(--blue);outline-offset:3px}
.search-status{font-size:.875rem;color:var(--muted);margin:15px 0}.site-search-results{padding:0;list-style:none;margin:0 0 20px}
.site-search-results li+li{margin:0}.site-search-results a{display:block;border-top:1px solid var(--line);padding:18px 13px;text-decoration:none;color:var(--ink);border-radius:6px}
.site-search-results a:hover,.site-search-results a:focus-visible{background:var(--accent-soft)}
.site-search-results small{color:var(--blue);font-size:.75rem;display:block;margin-bottom:6px}.site-search-results strong{font:650 1.1rem/1.4 var(--display);display:block;margin-bottom:5px}
.site-search-results p{font-size:.875rem;line-height:1.6;color:var(--muted);margin:0}.search-fallback{margin-top:24px}
body.search-is-open{overflow:hidden}

/* Service previews using Jack's established artwork; motion is opt-in. */
.home-explorer .finance-links{gap:10px}.home-explorer .finance-links:before{display:none}
.home-explorer .finance-link{min-height:94px;padding:15px;gap:10px}
.home-explorer .finance-link h2{font-size:1.05rem;margin-bottom:6px}.home-explorer .finance-link p{font-size:.875rem;line-height:1.5}
.home-stage{margin-top:16px;border:1px solid var(--line);border-radius:14px;overflow:hidden;background:var(--card);box-shadow:var(--elevation-1)}
.home-route-panel{display:grid;grid-template-columns:36% minmax(0,1fr);min-height:256px}
.home-route-art{overflow:hidden;position:relative;background:var(--soft)}.home-route-art img{width:100%;height:100%;object-fit:cover;object-position:center}
.home-route-panel.entering .home-route-art img{animation:scene-arrive .7s ease both}.home-route-panel.entering .home-route-copy{animation:copy-arrive .35s ease both}
.home-route-copy{padding:23px}.home-route-copy .kicker{font-size:.75rem;letter-spacing:.1em;margin-bottom:8px}
.home-route-copy h3{font-size:1.35rem;line-height:1.25;margin-bottom:10px}.home-route-copy p{font-size:.875rem;color:var(--muted);line-height:1.6;margin-bottom:15px}
.home-route-copy .text-link{font-size:.875rem;display:inline-block;margin-top:15px}.home-route-links{display:flex;gap:7px 14px;flex-wrap:wrap}
.home-route-links a{font-size:.875rem;line-height:1.4}.home-route-links a span{display:none}
.home-explorer-foot{display:flex;align-items:center;justify-content:space-between;gap:16px;margin-top:12px}.home-explorer-foot p{font-size:.8rem;color:var(--muted);margin:0}
.home-explorer-foot button{font-size:.8rem;white-space:nowrap}
.home-services-block{margin-top:48px;padding-top:40px;border-top:1px solid var(--line)}
.home-services-heading{display:flex;align-items:end;justify-content:space-between;gap:40px;margin-bottom:24px}
.home-services-heading h2{font-size:clamp(2rem,3vw,3rem);margin:9px 0 0}
.home-services-heading>p{max-width:52ch;color:var(--muted);font-size:.95rem;line-height:1.7}
.home-services-block .finance-links{grid-template-columns:repeat(3,minmax(0,1fr))}
.home-services-block .finance-link{min-height:90px}
.home-specialist-routes{display:grid;grid-template-columns:minmax(250px,.72fr) minmax(0,1.28fr);gap:28px;align-items:center;margin-top:24px;padding:24px;border:1px solid var(--line);border-radius:16px;background:linear-gradient(125deg,var(--panel-glint),transparent 65%),color-mix(in srgb,var(--card) 88%,transparent);box-shadow:var(--elevation-1)}
.home-specialist-intro .kicker{margin-bottom:8px}.home-specialist-intro h3{font-size:1.35rem;line-height:1.3;margin:0 0 8px}.home-specialist-intro p{font-size:.875rem;line-height:1.6;color:var(--muted);margin:0;max-width:42ch}
.home-specialist-routes .wealth-links{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:9px;margin:0}
.home-specialist-routes .wealth-links a{display:flex;align-items:center;justify-content:space-between;gap:10px;min-height:46px;padding:10px 12px!important;margin:0!important;border:1px solid var(--line);border-radius:9px;background:color-mix(in srgb,var(--surface) 78%,transparent);font-size:.8rem;line-height:1.35;color:var(--ink)}
.home-specialist-routes .wealth-links a b{font-weight:400;color:var(--blue)}
.home-specialist-routes .wealth-links a:hover,.home-specialist-routes .wealth-links a:focus-visible{background:var(--accent-soft);border-color:var(--blue)}
.home-primary-actions{margin-top:28px}
.home-direct-note{font-size:.8rem;color:var(--muted);margin-top:14px}
.home-next-steps{grid-template-columns:repeat(3,minmax(0,1fr));gap:10px!important;margin-top:24px!important;padding-top:0!important;border-top:0!important}
.home-next-steps a{align-items:center;min-height:54px;padding:13px 15px!important;margin:0!important;border:1px solid var(--line);border-radius:10px;background:color-mix(in srgb,var(--card) 80%,transparent)}
.home-next-steps a:hover,.home-next-steps a:focus-visible{border-color:var(--blue)}
.client-outcomes{background:radial-gradient(ellipse at 100% 0,var(--canvas-glow),transparent 68%),linear-gradient(155deg,var(--surface),var(--soft));border-bottom:1px solid var(--line)}
.client-outcome-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px}
.client-outcome{display:flex;flex-direction:column;min-width:0;padding:25px;border:1px solid var(--line);border-radius:15px;background:linear-gradient(135deg,var(--panel-glint),transparent 65%),var(--card);box-shadow:var(--elevation-1)}
.client-outcome h3{font-size:1.35rem;line-height:1.3;margin:10px 0 20px}
.client-outcome dl,.client-outcome dl div{margin:0}.client-outcome dl{display:grid;gap:16px}
.client-outcome dl div{padding-top:15px;border-top:1px solid var(--line)}
.client-outcome dt{font-size:.75rem;font-weight:700;letter-spacing:.04em;text-transform:uppercase;color:var(--muted)}
.client-outcome dd{font-size:.9rem;line-height:1.65;color:var(--muted);margin:7px 0 0}
.client-outcome .outcome-solution{border-top-color:color-mix(in srgb,var(--blue) 35%,var(--line))}.client-outcome .outcome-solution dt,.client-outcome .outcome-solution dd{color:var(--ink)}
.client-outcome footer{display:flex;justify-content:space-between;align-items:center;gap:12px;margin-top:auto;padding-top:21px;font-size:.75rem}.client-outcome footer>span{color:var(--blue);white-space:nowrap}.client-outcome footer a{text-align:right}
.finance-home-grid>.finance-front{align-self:start;padding-top:20px}
.home-trust-strip{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));margin:24px 0 0;border:1px solid var(--line);border-radius:12px;overflow:hidden;background:color-mix(in srgb,var(--card) 84%,transparent);box-shadow:0 12px 30px var(--panel-shade);backdrop-filter:blur(5px)}
.home-trust-strip a{min-width:0;padding:15px 16px;color:var(--ink);text-decoration:none;transition:background-color .2s,color .2s}
.home-trust-strip a+a{border-left:1px solid var(--line)}
.home-trust-strip strong,.home-trust-strip span{display:block}
.home-trust-strip strong{font:700 1.12rem/1.25 var(--display);letter-spacing:-.02em;color:var(--blue)}
.home-trust-strip span{margin-top:3px;font-size:.75rem;line-height:1.35;color:var(--muted)}
.home-trust-strip a:hover,.home-trust-strip a:focus-visible{background:var(--accent-soft)}
.home-trust-strip a:hover strong,.home-trust-strip a:focus-visible strong{color:var(--ink)}
.home-offer-links{display:flex;flex-wrap:wrap;gap:9px;margin:26px 0 0;max-width:780px}
.home-offer-links a{display:grid;grid-template-columns:30px minmax(0,1fr) auto;align-items:center;gap:11px;flex:1 1 210px;min-height:54px;padding:10px 13px;border:1px solid var(--line);border-radius:9px;background:color-mix(in srgb,var(--card) 82%,transparent);color:var(--ink);font-size:.875rem;font-weight:650;line-height:1.4;text-decoration:none;backdrop-filter:blur(3px);transition:background-color .2s,border-color .2s,color .2s,transform .2s}
.home-offer-icon{width:28px;height:28px;padding:5px;border:1px solid color-mix(in srgb,var(--blue) 32%,var(--line));border-radius:8px;color:var(--blue);background:color-mix(in srgb,var(--accent-soft) 62%,transparent);transition:background-color .2s,color .2s,border-color .2s}
.home-offer-label{min-width:0}
.home-offer-arrow{color:var(--blue)}
.home-offer-links a:hover,.home-offer-links a:focus-visible{background:var(--accent-soft);border-color:var(--blue);color:var(--blue);transform:translateY(-1px)}
.home-offer-links a:hover .home-offer-icon,.home-offer-links a:focus-visible .home-offer-icon{background:var(--blue);border-color:var(--blue);color:#fff}
@keyframes scene-arrive{from{transform:scale(1.05);opacity:.6}to{transform:scale(1);opacity:1}}
@keyframes copy-arrive{from{transform:translateY(6px);opacity:.5}to{transform:translateY(0);opacity:1}}

/* Protection is a people-first agenda, not a property zoom or a calculator. */
.protection-studio{background:radial-gradient(ellipse at 5% 5%,var(--studio-tint),transparent 55%),var(--surface)}
.protection-studio .section-heading>p,.project-studio .section-heading>p{max-width:48ch;color:var(--muted);font-size:1rem}
.protection-studio-grid{display:grid;grid-template-columns:.85fr 1.15fr;border:1px solid var(--studio-line);border-radius:22px;overflow:hidden;box-shadow:var(--elevation-2)}
.protection-scene{position:relative;min-height:550px;overflow:hidden;background:var(--studio-tint)}
.protection-scene img{width:100%;height:100%;object-fit:cover}
.protection-scene-note{position:absolute;bottom:22px;left:22px;right:22px;padding:23px;background:#0b1c34f2;border:1px solid #657e9b;border-radius:13px;color:#fff;backdrop-filter:blur(7px)}
.protection-scene-note span{font-size:.875rem;color:#d0e2f7;display:block}.protection-scene-note strong{font:650 1.65rem/1.3 var(--display);display:block;margin-top:8px}
.protection-workspace{background:var(--card);padding:30px;min-width:0}
.priority-tabs{display:grid;grid-template-columns:1fr 1fr;gap:8px;margin-bottom:28px}
.priority-tabs button{background:var(--soft);border:1px solid var(--line);color:var(--ink);padding:12px;font-size:.875rem;min-height:49px;border-radius:9px;text-align:left}
.priority-tabs button[aria-selected=true]{background:var(--studio-tint);border-color:var(--studio-teal);color:var(--studio-teal);box-shadow:inset 3px 0 var(--studio-teal)}
.priority-panel+.priority-panel{margin-top:28px}.protection-studio[data-enhanced] .priority-panel{margin-top:0}
.priority-panel h3{font-size:1.85rem;line-height:1.25}.priority-panel>p{font-size:1rem;color:var(--muted)}
.priority-panel fieldset{border:0;padding:0;margin:25px 0}.priority-panel legend{font-size:.875rem;font-weight:650;margin-bottom:14px}
.agenda-choice{display:flex;align-items:flex-start;gap:13px;padding:12px 0;cursor:pointer;font-size:.95rem;line-height:1.6}
.agenda-choice input{width:19px;height:19px;flex:none;margin:4px 0 0;accent-color:var(--studio-teal)}
.agenda-choice:has(input:checked) span{color:var(--studio-teal)}
.experience-links{display:flex;flex-wrap:wrap;gap:10px 18px;padding-top:15px;border-top:1px solid var(--line)}.experience-links a{font-size:.875rem}
.protection-agenda,.project-brief{display:grid;grid-template-columns:minmax(0,1fr) auto;align-items:center;gap:35px;margin-top:24px;padding:30px;border:1px solid var(--studio-line);background:var(--studio-tint);border-radius:16px}
.protection-agenda .kicker{color:var(--studio-teal);margin-bottom:8px}.protection-agenda h3,.project-brief h3{font-size:1.4rem;margin-bottom:10px;line-height:1.3}
.protection-agenda p,.project-brief p{font-size:.875rem;color:var(--muted);max-width:65ch}.protection-agenda ul{font-size:.875rem;margin-bottom:0}
.studio-boundary{margin-top:22px;max-width:110ch;line-height:1.75}

/* Property finance is a selectable project board with its own stage timeline. */
.project-studio{background:linear-gradient(90deg,var(--depth-grid) 1px,transparent 1px),linear-gradient(var(--depth-grid) 1px,transparent 1px),radial-gradient(ellipse at 92% 12%,var(--depth-blue-strong),transparent 60%),var(--soft);background-size:44px 44px,44px 44px,auto,auto}
.project-tabs{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:12px;margin-bottom:22px}
.project-tabs>button{display:flex;gap:12px;align-items:center;padding:20px;border:1px solid var(--line);border-radius:12px;background:var(--card);font-size:.8rem;color:var(--muted);min-height:70px}
.project-tabs>button span{font:650 1.05rem/1.4 var(--display);color:var(--ink)}
.project-tabs>button[aria-selected=true]{background:var(--blue);border-color:var(--blue);color:var(--tab-ink);box-shadow:var(--elevation-1)}.project-tabs>button[aria-selected=true] span{color:var(--tab-ink)}
.project-panel{display:grid;grid-template-columns:1fr 1.05fr;border:1px solid var(--line);border-radius:20px;background:var(--card);box-shadow:var(--elevation-2);overflow:hidden}
.project-panel+.project-panel{margin-top:30px}.project-studio[data-enhanced] .project-panel{margin-top:0}
.project-art{position:relative;min-height:450px;background:#0b1c34}.project-art img{width:100%;height:100%;object-fit:cover}
.project-art-caption{position:absolute;bottom:0;left:0;right:0;padding:65px 30px 30px;background:linear-gradient(transparent,#071529ed 25%,#071529);color:#fff}
.project-art-caption>span{font-size:.8rem;color:#a9c8ff}.project-art-caption h3{font-size:1.8rem;line-height:1.2;margin:10px 0}.project-art-caption p{color:#d3e1f2;font-size:.95rem;line-height:1.65;margin:0}
.project-workspace{padding:30px;min-width:0;display:flex;flex-direction:column}
.project-stage-tabs{display:flex;gap:7px;border-bottom:1px solid var(--line);padding-bottom:19px;margin-bottom:26px}
.project-stage-tabs>button{flex:1;min-width:0;border:0;background:transparent;color:var(--muted);font-size:.8rem;padding:5px 0;text-align:center;border-radius:7px}
.project-stage-tabs>button span{display:grid;place-items:center;width:34px;height:34px;border:1px solid var(--line);border-radius:50%;margin:0 auto 8px;color:var(--ink);font-size:.8rem}
.project-stage-tabs>button[aria-selected=true]{color:var(--blue);font-weight:700}.project-stage-tabs>button[aria-selected=true] span{background:var(--blue);border-color:var(--blue);color:var(--tab-ink)}
.project-stage h4{font-size:1.85rem;line-height:1.25;margin:16px 0}.project-stage p{font-size:1rem;color:var(--muted);line-height:1.8}.project-stage .kicker{font-size:.8rem;margin:0}
.project-stage+.project-stage{margin-top:32px}.project-studio[data-enhanced] .project-stage{margin-top:0}
.project-stage-controls{display:flex;justify-content:space-between;gap:12px;margin-top:auto;padding-top:30px}.project-stage-controls .btn{font-size:.875rem;padding-inline:14px}
.project-brief{background:var(--project-tint);border-color:var(--line)}.project-brief .kicker{margin-bottom:8px}

@media(max-width:1450px){.header-tools>.btn{display:none}.nav-item>a{font-size:.875rem}.header-row{gap:18px}}
@media(min-width:1101px) and (max-width:1320px){.nav-toggle{display:inline-flex;align-items:center;padding:8px 12px;border:1px solid var(--line);border-radius:6px;background:var(--surface);color:var(--ink);font-size:.875rem;margin-left:auto}.nav{display:none;position:absolute;top:100%;left:0;right:0;background:var(--surface);border-bottom:1px solid var(--line);max-height:calc(100dvh - 82px);overflow:auto;padding:12px 24px 30px}.nav.is-open{display:block}.nav>ul{display:block}.nav-item{display:grid;grid-template-columns:1fr 45px}.nav-item>a{font-size:1rem;padding:15px 0}.nav-item>button{width:45px;height:45px}.nav-menu{position:static;grid-column:1/-1;padding:5px 0 22px;box-shadow:none}.nav-menu-inner{display:block;width:100%}.nav-menu-inner>div:first-child{display:none}}
@media(max-width:1000px){.protection-studio-grid,.project-panel{grid-template-columns:1fr}.protection-scene{min-height:0;height:290px}.protection-scene img{object-position:50% 35%}.project-art{min-height:0;height:340px}.project-art img{object-position:50% 35%}.protection-agenda,.project-brief{grid-template-columns:1fr;gap:20px}.protection-agenda .btn,.project-brief .btn{justify-self:start}.home-route-panel{grid-template-columns:32% minmax(0,1fr)}.home-route-copy{padding:18px}.home-route-copy h3{font-size:1.2rem}.home-services-block .finance-links{grid-template-columns:repeat(2,minmax(0,1fr))}.home-specialist-routes{grid-template-columns:1fr}.home-services-heading{align-items:start}.client-outcome-grid{grid-template-columns:1fr 1fr}}
@media(max-width:760px){.header .container{width:calc(100% - 28px)}.header-row{gap:8px}.header .wordmark{font-size:1.4rem;max-width:145px}.wordmark small{font-size:.75rem;letter-spacing:0;line-height:1.35}.header .wordmark small{display:none}.header-tools{gap:5px}.nav-toggle{padding:8px;font-size:.875rem}.search-trigger{width:40px;min-width:40px;min-height:40px;padding:8px}.search-trigger>span{display:none}.theme-toggle{width:40px;height:40px}.nav-menu-groups{grid-template-columns:1fr;gap:22px}.nav-link-group h3{font-size:.875rem}.nav-link-group ul{display:grid;grid-template-columns:1fr 1fr;gap:6px 18px}.nav-link-group a{font-size:.875rem}.service-disclosure>summary{grid-template-columns:56px minmax(0,1fr);gap:14px;padding:18px}.category-thumb{width:56px;height:64px}.disclosure-count{grid-column:2;justify-content:space-between}.service-disclosure>summary h2{font-size:1.18rem}.service-disclosure>summary .kicker{font-size:.75rem}.category-caption{font-size:.875rem}.service-link-list{grid-template-columns:1fr;padding:0 18px 16px}.route-disclosure>summary{grid-template-columns:minmax(0,1fr)}.route-disclosure .disclosure-count{grid-column:1}.home-route-panel{grid-template-columns:1fr}.home-route-art{height:160px}.home-route-art img{object-position:center 38%}.home-route-copy{padding:20px}.home-route-copy h3{font-size:1.4rem}.home-explorer .finance-link h2{font-size:1rem}.home-explorer .finance-link p{font-size:.875rem}.home-explorer .finance-link{padding:14px 12px;min-height:100px}.home-explorer-foot{align-items:flex-start}.home-explorer-foot p{font-size:.8rem;max-width:24ch}.home-explorer-foot button{font-size:.8rem;white-space:normal}.search-dialog{padding:20px;max-height:90dvh}.search-input-row .btn{padding-inline:13px}.search-input-row input{padding:12px}.search-suggestions{gap:6px}.site-search-results a{padding:16px 5px}.protection-workspace,.project-workspace{padding:23px}.protection-scene{height:250px}.protection-scene-note{padding:16px;left:16px;right:16px;bottom:16px}.protection-scene-note strong{font-size:1.4rem}.priority-panel h3,.project-stage h4{font-size:1.6rem}.project-tabs{grid-template-columns:1fr 1fr;gap:9px}.project-tabs>button{padding:15px;min-height:66px}.project-tabs>button span{font-size:1rem}.project-art{height:330px}.project-art-caption{padding:60px 23px 23px}.project-art-caption h3{font-size:1.6rem}.project-stage-tabs>button{font-size:.8rem}.project-stage-controls{flex-wrap:wrap}.protection-agenda,.project-brief{padding:23px}.studio-boundary{font-size:.875rem}.protection-agenda .btn,.project-brief .btn{width:100%}}
@media(max-width:760px){
 .finance-home-grid>.finance-front{padding-top:0}
 .home-trust-strip{margin-top:20px}
 .home-trust-strip a{padding:13px 9px}
 .home-trust-strip strong{font-size:1rem}
 .home-trust-strip span{font-size:.68rem}
 .home-offer-links{margin-top:21px}
 .home-offer-links a{flex-basis:100%;min-height:52px}
 .home-services-block{margin-top:34px;padding-top:31px}
 .home-services-heading{display:block;margin-bottom:20px}
 .home-services-heading>p{margin-top:12px}
 .home-services-block .finance-links{grid-template-columns:1fr}
 .home-services-block .finance-link{min-height:88px}
 .home-specialist-routes{padding:20px;gap:18px}
 .home-specialist-routes .wealth-links{grid-template-columns:1fr 1fr}
 .home-next-steps{grid-template-columns:1fr 1fr}
 .home-primary-actions .btn{flex:1 1 180px}
 .client-outcome-grid{grid-template-columns:1fr}
 .client-outcome{padding:22px}
}
@media(max-width:390px){.home-trust-strip{grid-template-columns:1fr}.home-trust-strip a{display:grid;grid-template-columns:70px 1fr;align-items:center;gap:8px}.home-trust-strip a+a{border-left:0;border-top:1px solid var(--line)}.home-trust-strip span{margin:0;font-size:.75rem}.home-specialist-routes .wealth-links,.home-next-steps{grid-template-columns:1fr}}
@media(prefers-reduced-motion:reduce){.home-route-panel.entering .home-route-art img,.home-route-panel.entering .home-route-copy{animation:none}.lender-wordmark:hover{transform:none}.disclosure-count b{transition:none}.home-offer-links a:hover,.home-offer-links a:focus-visible{transform:none}}
@media print{.home-explorer-foot,.priority-tabs,.project-tabs,.project-stage-tabs,.project-stage-controls,.search-dialog{display:none}.protection-studio,.project-studio{background:none}.protection-studio-grid,.project-panel{display:block}.protection-scene,.project-art{display:none}.service-disclosure,.protection-studio-grid,.project-panel{box-shadow:none}.service-disclosure>summary{padding:12px}.category-thumb{display:none}}

/* Clear, direct preparation routes; all cards remain native links. */
.home-preparation{padding-top:12px;padding-bottom:12px}
.home-preparation-heading{max-width:70ch}
.home-preparation-heading h2{font-size:clamp(1.5rem,2.5vw,2rem);line-height:1.25;margin:0 0 10px}
.home-preparation-heading p,.home-preparation-contact{color:var(--muted);line-height:1.65}
.home-next-steps a{display:grid;grid-template-columns:minmax(0,1fr) auto;align-items:start;gap:14px}
.home-next-steps a strong{display:block;color:var(--ink);font-size:1rem;line-height:1.4}
.home-next-steps a small{display:block;margin-top:7px;color:var(--muted);font-size:.9375rem;font-weight:400;line-height:1.6}
.home-next-steps a>span[aria-hidden]{color:var(--blue);font-size:1.2rem}
.home-preparation-contact{margin:18px 0 0;font-size:.9375rem}
.home-preparation-contact a{color:var(--blue);font-weight:600;text-decoration:underline;text-underline-offset:3px}
@media(max-width:600px){.home-preparation .home-next-steps{grid-template-columns:1fr}.home-next-steps a{min-height:88px;padding:16px!important}}

/* Quiet architectural lines, broad light pools and layered surfaces. */
:root{
  --canvas-edge:#eff4fc;--canvas-glow:#e5efff;--canvas-secondary:#e7f3f7;
  --canvas-warm:#fff1dc;--canvas-violet:#eee9ff;--canvas-aqua:#dcf5ef;
  --canvas-line:#204d8409;--panel-glint:#ffffffdd;--panel-shade:#11234016;
  --elevation-1:0 14px 38px #12355d10,inset 0 1px #fff;
  --elevation-2:0 22px 52px #12355d1d,inset 0 1px #fff;
}
[data-theme=dark]{
  --canvas-edge:#091627;--canvas-glow:#244566;--canvas-secondary:#173b46;
  --canvas-warm:#35291e;--canvas-violet:#27223f;--canvas-aqua:#123b38;
  --canvas-line:#aacff708;--panel-glint:#ffffff0d;--panel-shade:#00000045;
  --elevation-1:0 18px 44px #00000036,inset 0 1px #ffffff0d;
  --elevation-2:0 26px 62px #0000004a,inset 0 1px #ffffff15;
}
body{background:radial-gradient(ellipse 62% 28% at -10% 8%,var(--canvas-glow),transparent 76%),radial-gradient(ellipse 50% 30% at 108% 74%,var(--canvas-secondary),transparent 78%),var(--surface);background-attachment:scroll}
[data-theme=light] body{background-image:radial-gradient(ellipse 62% 30% at -10% 8%,#e4efff,transparent 77%),radial-gradient(ellipse 48% 30% at 108% 76%,#e6f5f2,transparent 80%),linear-gradient(180deg,#fbfdff,#f8fbff 48%,#fcfdff)}
main{position:relative;isolation:isolate;background:linear-gradient(180deg,transparent,var(--canvas-edge) 52%,transparent)}
main:before{content:"";position:absolute;inset:0;z-index:-1;pointer-events:none;opacity:.62;background-image:linear-gradient(var(--canvas-line) 1px,transparent 1px),linear-gradient(90deg,var(--canvas-line) 1px,transparent 1px),repeating-linear-gradient(135deg,transparent 0 143px,var(--canvas-line) 144px 145px,transparent 146px 286px);background-size:48px 48px,48px 48px,286px 286px;mask-image:linear-gradient(to bottom,transparent 0,black 7%,black 94%,transparent 100%)}
[data-theme=light] main:before{opacity:.78}
[data-theme=light] main:after{content:"";position:absolute;inset:0;z-index:-1;pointer-events:none;background:linear-gradient(115deg,transparent 0 88%,#1763e805 88.1% 88.22%,transparent 88.32%);mask-image:linear-gradient(to bottom,transparent 0,black 9%,black 92%,transparent 100%)}
.header{box-shadow:0 1px 0 var(--line),0 8px 28px var(--panel-shade)}
.finance-home,.page-hero,.personal-hero{
  background:repeating-linear-gradient(90deg,var(--canvas-line) 0 1px,transparent 1px 96px),repeating-linear-gradient(0deg,var(--canvas-line) 0 1px,transparent 1px 96px),radial-gradient(ellipse 80% 90% at 2% 4%,var(--canvas-glow),transparent 72%),radial-gradient(ellipse 65% 100% at 100% 100%,var(--canvas-secondary),transparent 70%),linear-gradient(140deg,var(--soft),var(--canvas-edge));
  border-bottom:1px solid var(--line);
}
.section.soft,.investment-routes,.property-tour,.home-support,.case-library{
  background:linear-gradient(120deg,transparent 0 72%,var(--canvas-line) 72.1% 72.2%,transparent 72.3%),radial-gradient(ellipse 55% 85% at 0 0,var(--canvas-secondary),transparent 76%),radial-gradient(ellipse 42% 60% at 88% 6%,var(--canvas-warm),transparent 78%),radial-gradient(ellipse 70% 80% at 100% 100%,var(--canvas-glow),transparent 76%),linear-gradient(160deg,var(--soft),var(--surface));
}
.section:not(.soft):nth-of-type(4n+2){background:radial-gradient(ellipse 38% 72% at 100% 12%,var(--canvas-glow),transparent 82%)}
.section:not(.soft):nth-of-type(4n+3){background:radial-gradient(ellipse 36% 70% at 0 82%,var(--canvas-secondary),transparent 82%)}
[data-theme=light] .section:not(.soft):nth-of-type(4n+1){background:linear-gradient(112deg,transparent 0 91%,#1763e804 91.1% 91.22%,transparent 91.35%)}
[data-theme=light] .section:not(.soft):nth-of-type(4n+2){border-block:1px solid #d8e3f066;background:radial-gradient(ellipse 40% 76% at 100% 8%,#e9f1ff,transparent 82%),linear-gradient(145deg,#fafcff,#fff)}
[data-theme=light] .section:not(.soft):nth-of-type(4n+3){background:radial-gradient(ellipse 38% 72% at -4% 82%,#e7f5f2,transparent 82%),linear-gradient(205deg,#fff,#f8fbff)}
[data-theme=light] .section:not(.soft):nth-of-type(4n+4){border-block:1px solid #d8e3f055;background:linear-gradient(150deg,#f9fbff,#fff)}
.lender-marquee{background:repeating-linear-gradient(90deg,var(--canvas-line) 0 1px,transparent 1px 120px),radial-gradient(ellipse at 95% 10%,var(--canvas-glow),transparent 62%),linear-gradient(155deg,var(--surface),var(--soft));border-block:1px solid var(--line)}
.review-marquee{background:radial-gradient(ellipse at 0 100%,var(--canvas-secondary),transparent 65%),radial-gradient(ellipse at 100% 0,var(--canvas-glow),transparent 66%),linear-gradient(160deg,var(--soft),var(--surface))}
.international-hero{background:repeating-linear-gradient(90deg,#b7d3f008 0 1px,transparent 1px 110px),radial-gradient(ellipse at 100% 0,#224a6a,transparent 70%),radial-gradient(ellipse at 0 100%,#16445388,transparent 65%),linear-gradient(135deg,#071529,#102d4c)}
.protection-studio{background:radial-gradient(ellipse at 0 0,var(--studio-tint),transparent 70%),radial-gradient(ellipse at 100% 100%,var(--canvas-glow),transparent 78%),var(--surface)}
.project-studio{background:repeating-linear-gradient(0deg,var(--canvas-line) 0 1px,transparent 1px 90px),radial-gradient(ellipse at 90% 0,var(--canvas-glow),transparent 72%),linear-gradient(160deg,var(--soft),var(--canvas-edge))}
.finance-home .finance-link,.home-jack-card,.service-disclosure,.home-stage,.partner-route,.at-glance,.form-panel{
  background:linear-gradient(135deg,var(--panel-glint),transparent 60%),var(--card);
  box-shadow:var(--elevation-1);
}
.finance-home .finance-link{border-color:var(--line)}
.finance-home .finance-link:hover,.finance-home .finance-link:focus-visible{background:#1763e8;color:#fff;border-color:#1763e8;box-shadow:0 12px 30px #1763e82b}
.finance-home .finance-link:hover p,.finance-home .finance-link:focus-visible p{color:#f1f6ff}
.finance-home .finance-link:hover b,.finance-home .finance-link:focus-visible b,.finance-home .finance-link:hover>span,.finance-home .finance-link:focus-visible>span{color:#fff}
.service-disclosure[open]{box-shadow:var(--elevation-2)}
.service-disclosure[open]>summary{background:linear-gradient(110deg,var(--accent-soft),transparent 85%)}
.home-stage{border-color:var(--line)}
.section>.container{position:relative}
.page-hero,.finance-home,.personal-hero{position:relative;isolation:isolate}
.page-hero:before,.finance-home:before,.personal-hero:before{content:"";position:absolute;inset:0;z-index:-1;pointer-events:none;background:linear-gradient(118deg,transparent 0 66%,var(--canvas-line) 66.1% 66.25%,transparent 66.4%),radial-gradient(ellipse 42% 48% at 88% 16%,var(--canvas-warm),transparent 76%),radial-gradient(ellipse 48% 60% at 82% 12%,var(--panel-glint),transparent 75%)}
.finance-home:after{content:"";position:absolute;z-index:0;left:0;right:0;top:0;height:760px;pointer-events:none;background:url('../images/home-property-outline.webp') center bottom 2px/min(1560px,100vw) auto no-repeat;opacity:.13;mask-image:linear-gradient(to bottom,transparent 0,black 22%,black 100%)}
.finance-home>.container{position:relative;z-index:1}
[data-theme=dark] .finance-home:after{opacity:.2;filter:brightness(2.1) saturate(.55)}
.section.soft{border-block:1px solid var(--line)}
.card,.info-card,.market-card,.support-slide,.review{box-shadow:0 8px 24px var(--panel-shade),inset 0 1px var(--panel-glint)}
[data-theme=light] .card,[data-theme=light] .info-card,[data-theme=light] .market-card,[data-theme=light] .support-slide,[data-theme=light] .review,[data-theme=light] .service-disclosure{border-color:#cfdae8;background:linear-gradient(145deg,#ffffffed,#f8fbffed);box-shadow:0 14px 34px #193e6c13,inset 0 1px #fff}
.card:hover,.market-card:hover,.support-slide:hover{box-shadow:var(--elevation-2)}
.scene-frame,.international-art img{border:1px solid var(--line);box-shadow:0 22px 55px var(--panel-shade),0 0 0 7px var(--panel-glint)}
.article{max-width:76ch}
.footer{background:repeating-linear-gradient(90deg,#a8c5ed06 0 1px,transparent 1px 120px),radial-gradient(ellipse at 0 0,#23476b,transparent 62%),radial-gradient(ellipse at 100% 100%,#133740,transparent 63%),linear-gradient(145deg,#071529,#0c2038)}
@media(max-width:760px){main:before{background-size:32px 32px,32px 32px,220px 220px;opacity:.52}[data-theme=light] main:before{opacity:.65}.finance-home,.page-hero,.personal-hero{background-size:auto;}.finance-home .finance-link{box-shadow:0 5px 18px var(--panel-shade),inset 0 1px var(--panel-glint)}.finance-home:after{top:0;width:100%;height:680px;background-position:center bottom 20px;background-size:auto 310px;opacity:.09}[data-theme=dark] .finance-home:after{opacity:.13}}
@media print{body,.finance-home,.page-hero,.personal-hero,.section.soft,.investment-routes,.property-tour,.home-support,.case-library,.lender-marquee,.review-marquee,.protection-studio,.project-studio{background:#fff}.finance-home .finance-link,.home-jack-card,.service-disclosure,.home-stage,.partner-route,.at-glance,.form-panel{box-shadow:none}}

.market-bar{background:#071426;color:#dbe8fb;border-bottom:1px solid #29405f;font-size:.76rem;line-height:1.35}
.market-bar .container{min-height:42px;display:flex;align-items:center;gap:26px;overflow-x:auto;scrollbar-width:none}
.market-bar .container::-webkit-scrollbar{display:none}
.market-bar-label{color:#8cb9ff;font-weight:800;letter-spacing:.12em;text-transform:uppercase;white-space:nowrap}
.market-bar a{display:flex;gap:8px;align-items:baseline;color:#fff;text-decoration:none;white-space:nowrap}
.market-bar a:hover strong{text-decoration:underline;text-underline-offset:3px}
.market-bar small{color:#9fb1c9;font-size:.7rem}
.market-bar-note{margin-left:auto;color:#9fb1c9;white-space:nowrap}
.service-ticker{min-height:50px;display:grid;grid-template-columns:auto minmax(0,1fr);align-items:center;background:var(--surface-raised,var(--surface));border-bottom:1px solid var(--line);overflow:hidden}
.service-ticker-label{align-self:stretch;display:grid;place-items:center;padding:0 26px;background:var(--navy);color:#fff;font-size:.72rem;font-weight:800;letter-spacing:.14em;text-transform:uppercase;z-index:2}
.service-ticker-window{min-width:0;overflow:hidden;mask-image:linear-gradient(90deg,transparent,#000 4%,#000 96%,transparent)}
.service-ticker-track{display:flex;width:max-content;animation:service-ticker 52s linear infinite}
.service-ticker:hover .service-ticker-track,.service-ticker:focus-within .service-ticker-track{animation-play-state:paused}
.service-ticker-group{display:flex;align-items:center;gap:8px;padding:7px 4px}
.service-ticker-group a{color:var(--ink);text-decoration:none;font-weight:700;white-space:nowrap;padding:7px 15px;border:1px solid transparent;border-radius:999px}
.service-ticker-group a:hover,.service-ticker-group a:focus-visible{color:#fff;background:#1763e8;border-color:#1763e8}
@keyframes service-ticker{to{transform:translateX(-50%)}}
.international-faq{margin-top:72px;padding-top:58px;border-top:1px solid var(--line)}
.international-faq>.faq{background:var(--card);border-radius:12px;padding-inline:20px}
.faq-more{margin-top:26px;font-weight:700}
.content-review{margin-top:44px;padding:22px 24px;border:1px solid var(--line);border-left:4px solid #1763e8;border-radius:12px;background:var(--card)}
.content-review .kicker{margin-bottom:8px}
.content-review p{color:var(--muted);font-size:.9rem}
.content-review strong{color:var(--ink)}
@media(max-width:760px){
 .market-bar .container{width:100%;padding:7px 14px;gap:18px;min-height:48px}
 .market-bar-label{position:sticky;left:0;background:#071426;padding-right:10px}
 .market-bar-note{margin-left:0}
 .service-ticker{grid-template-columns:auto minmax(0,1fr)}
 .service-ticker-label{padding:0 14px;font-size:.66rem}
 .service-ticker-group a{font-size:.82rem;padding:7px 11px}
 .international-faq{margin-top:50px;padding-top:40px}
}
@media(prefers-reduced-motion:reduce){.service-ticker-track{animation:none}.service-ticker-window{overflow-x:auto;mask-image:none}.service-ticker-group[aria-hidden=true]{display:none}}
@media print{.market-bar,.service-ticker{display:none}}

/* Original arrow supplement: this single character is absent from both text
   fonts. Narrow unicode ranges leave all brand typography unchanged. */
@font-face {
  font-family: 'Public Sans';
  font-style: normal;
  font-weight: 100 900;
  font-display: swap;
  src: url(../fonts/jc-ui-arrow.woff2) format('woff2');
  unicode-range: U+2197;
}
@font-face {
  font-family: 'Manrope';
  font-style: normal;
  font-weight: 100 900;
  font-display: swap;
  src: url(../fonts/jc-ui-arrow.woff2) format('woff2');
  unicode-range: U+2197;
}