/* Insurance and property finance: clear reading surfaces and practical tools. */
.value-section{scroll-margin-top:130px}.value-section>.container{min-width:0}.value-section .section-heading h2{font-size:clamp(1.9rem,3.6vw,3.2rem);letter-spacing:-.045em;line-height:1.12;max-width:22ch}.value-section .section-heading p{max-width:57ch}
.value-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:20px;margin:28px 0}.value-card{min-width:0;padding:clamp(22px,3vw,36px);border:1px solid var(--line);border-radius:22px;background:var(--card);box-shadow:var(--shadow)}
.value-card h3{font-size:1.25rem;line-height:1.3;margin:0 0 14px}.value-card p,.value-card li,.value-section details p,.value-section dd{line-height:1.8}.value-card li{margin:10px 0}.value-card a{overflow-wrap:anywhere}.value-note{padding:18px 22px;background:var(--soft);border-left:3px solid var(--blue);border-radius:0 14px 14px 0;line-height:1.75}.value-sources{border-top:1px solid var(--line);padding-top:22px;margin-top:28px;font-size:.88rem}.value-sources a{overflow-wrap:anywhere}.value-sources li{margin:10px 0}
.value-section details.faq{border:1px solid var(--line);background:var(--card);border-radius:14px;margin:12px 0;padding:0 22px}.value-section details.faq summary{padding:20px 0;cursor:pointer;min-height:48px;font-weight:650}.value-section details.faq[open]{box-shadow:var(--shadow)}.value-section details.faq> :last-child{margin-bottom:24px}
.value-planner-ui{display:grid;grid-template-columns:minmax(0,1.05fr) minmax(0,1fr);gap:28px;align-items:start;margin-top:28px}.value-inputs{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:20px;background:var(--card);border:1px solid var(--line);border-radius:22px;padding:clamp(20px,3vw,32px);min-width:0}.value-field{min-width:0}.value-field label{display:block;font-size:.95rem;font-weight:650;line-height:1.5;margin-bottom:8px}.value-field input{display:block;width:100%;box-sizing:border-box;min-width:0;padding:13px 14px;font-size:16px;line-height:1.5;border:1px solid var(--line);border-radius:10px;background:var(--soft);color:var(--ink)}.value-field small{display:block;color:var(--muted);font-size:.8rem;line-height:1.6;margin-top:8px}.value-actions,.value-error{grid-column:1/-1}.value-actions{display:flex;flex-wrap:wrap;gap:10px}.value-actions button{min-height:48px}.value-error{margin:0;font-weight:650}.value-error:empty{display:none}
.value-result{padding:clamp(24px,3.5vw,40px);background:var(--soft);border:1px solid var(--line);border-radius:22px;box-shadow:var(--shadow);min-width:0}.value-result dl{margin:20px 0 24px}.value-result dl>div{padding:17px 0;border-bottom:1px solid var(--line)}.value-result dt{font-size:.88rem;color:var(--muted);line-height:1.5}.value-result dd{font-size:clamp(1.35rem,2.6vw,2.3rem);line-height:1.25;font-weight:700;letter-spacing:-.035em;margin:8px 0 0;overflow-wrap:anywhere}.value-result h3{font-size:1.05rem;margin-top:28px}.value-result li{font-size:.93rem;line-height:1.7;margin:12px 0}.value-result .btn{margin-top:10px}.value-assumptions{margin-top:24px!important}
.value-section [hidden]{display:none!important}.value-section :is(a,button,input,summary):focus-visible{outline:3px solid var(--blue);outline-offset:4px}
@media(max-width:900px){.value-planner-ui{grid-template-columns:1fr}.value-result dl{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:20px}.value-result dl>div:last-child{grid-column:1/-1}}
@media(max-width:640px){.value-grid,.value-inputs,.value-result dl{grid-template-columns:1fr}.value-grid{gap:14px}.value-actions .btn{width:100%}.value-section .section-heading{display:block}.value-note{padding:16px}.value-section details.faq{padding:0 16px}.value-result dl{gap:0}}
@media print{.value-section,.value-card,.value-result{box-shadow:none!important}.value-actions{display:none}.value-planner-ui{display:block}.value-inputs{break-inside:avoid}.value-result{margin-top:24px}}
.value-jumps{display:flex;flex-wrap:wrap;gap:10px;padding-top:20px;padding-bottom:20px}.value-jumps a{display:flex;align-items:center;min-height:48px;padding:11px 18px;border:1px solid var(--line);border-radius:100px;background:var(--card);color:var(--ink);font-size:.9rem;font-weight:650}.value-jumps a:hover{border-color:var(--blue)}
@media(max-width:480px){.value-jumps a{width:100%;border-radius:12px}}