Illustrative scenario 01Completed units awaiting sale
A developer wants to review funding after construction. Finished value, sales evidence and the remaining facility need assessment.
Useful information for the conversation
- Completion and warranty documents
- Sales and reservations schedule
The aim is to identify the questions and evidence that matter before making a commitment. A short outline is enough to begin; detailed records can follow through an agreed secure route.
Illustrative scenario 02Some units sold, some retained
A scheme has a mixed exit plan. Debt repayment and the intended ownership of remaining units need clarity.
Useful information for the conversation
- Sales and reservations schedule
- Current facility redemption
The aim is to identify the questions and evidence that matter before making a commitment. A short outline is enough to begin; detailed records can follow through an agreed secure route.
Illustrative scenario 03Outstanding completion items
A building is close to finished but documents or works remain. What counts as complete for the lender must be established.
Useful information for the conversation
- Current facility redemption
- Updated values and remaining works
The aim is to identify the questions and evidence that matter before making a commitment. A short outline is enough to begin; detailed records can follow through an agreed secure route.
Illustrative scenario 04Evidence focus: Establish what is finished and what remains
A developer or commercial property owner wants to discuss development exit finance. Two points need attention: completion and warranty documents; sales and reservations schedule. Practical completion, warranties, building-control sign-off and snagging can affect eligibility. The evidence and the decision need to be considered together rather than in isolation.
Useful information for the conversation
- Updated values and remaining works
- Completion and warranty documents
The aim is to identify the questions and evidence that matter before making a commitment. A short outline is enough to begin; detailed records can follow through an agreed secure route.
Illustrative scenario 05Decision point: Current facility redemption
A developer or commercial property owner has started a conversation about development exit finance, but the brief has changed. The review revisits two points: current facility redemption; updated values and remaining works. The next step is agreed using the updated facts, with any unresolved questions recorded.
Useful information for the conversation
- Completion and warranty documents
- Sales and reservations schedule
The aim is to identify the questions and evidence that matter before making a commitment. A short outline is enough to begin; detailed records can follow through an agreed secure route.
The wider assessment
Establish what is finished and what remains
Practical completion, warranties, building-control sign-off and snagging can affect eligibility. We compare the existing development facility's redemption cost with new interest and fees, allowing for a realistic sales period.
Development exit finance still needs a viable repayment route. Unsold units, incentives or slower sales can affect the lender's valuation.