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JackCousinsMortgages · Finance · Protection · Consultancy
Mortgages · Property finance · Protection

Your next move.
A clearer way forward.

Personal advice for your home, your property investments and the plans that cross borders.

Felt illustration of Jack helping with residential
Residential

Make your next move feel clearer.

A first home, a new chapter or a review of your current deal. Start with the part of the plan that matters today.

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Client reviews mentioning Jack
The lender wheel

Big names.
Specialist thinking.

Familiar banks and specialist funders. The fit is always personal.

  • Barclays
  • HSBC UK
  • Halifax
  • Nationwide
  • NatWest
  • Santander
  • TSB
  • Virgin Money
  • Metro Bank
  • Accord Mortgages
  • Aldermore
  • Atom Bank
  • Leeds BS
  • Skipton BS
  • Coventry BS
  • Cambridge BS
  • Bath BS
  • Pepper Money
  • Precise Mortgages
  • Kensington
  • Bluestone
  • Vida Homeloans
  • Foundation
  • Gatehouse Bank
  • Gen H
  • Perenna
  • Zephyr
  • LiveMore
  • Together
  • Tandem
  • TML
  • Moda
  • BM Solutions
  • Fleet Mortgages
  • CHL Mortgages
  • Rely
  • Paragon
  • Quantum
  • Saffron BS
  • Mansfield BS
  • Newcastle BS
  • Nottingham BS
  • Principality
  • Swansea BS
  • Suffolk BS
  • Ecology BS
  • Family BS
  • Harpenden BS
  • Darlington BS
  • LendInvest
  • Landbay
  • InterBay
  • Shawbrook
  • United Trust Bank
  • Octane Capital
  • MT Finance
  • Keystone
  • HTB
  • West One
  • Hodge
  • Castle Trust
  • Mercantile Trust
  • Market Financial Solutions
  • Roma Finance
  • Masthaven
  • Recognise Bank
  • Pluto Finance
  • Blend Network
  • Tuscan Capital
  • Hampshire Trust Bank
  • Assetz Capital
  • Folk2Folk
  • Glenhawk
  • Apex Bridging
  • Hope Capital
  • Spring Finance
  • Nucleus Commercial
  • Avamore
  • Regentsmead
Browse the lender names

Residential & specialist lenders

  • Barclays
  • HSBC UK
  • Halifax
  • Nationwide
  • NatWest
  • Santander
  • TSB
  • Virgin Money
  • Metro Bank
  • Accord Mortgages
  • Aldermore
  • Atom Bank
  • Leeds BS
  • Skipton BS
  • Coventry BS
  • Cambridge BS
  • Bath BS
  • Pepper Money
  • Precise Mortgages
  • Kensington
  • Bluestone
  • Vida Homeloans
  • Foundation
  • Gatehouse Bank
  • Gen H
  • Perenna
  • Zephyr
  • LiveMore
  • Together
  • Tandem
  • TML
  • Moda
  • BM Solutions
  • Fleet Mortgages
  • CHL Mortgages
  • Rely
  • Paragon
  • Quantum
  • Saffron BS
  • Mansfield BS
  • Newcastle BS
  • Nottingham BS
  • Principality
  • Swansea BS
  • Suffolk BS
  • Ecology BS
  • Family BS
  • Harpenden BS
  • Darlington BS
  • LendInvest
  • Landbay
  • InterBay

Bridging, commercial & development lenders

  • Shawbrook
  • United Trust Bank
  • Octane Capital
  • MT Finance
  • Keystone
  • HTB
  • West One
  • Hodge
  • Castle Trust
  • Mercantile Trust
  • Market Financial Solutions
  • Roma Finance
  • Masthaven
  • Recognise Bank
  • Pluto Finance
  • Blend Network
  • Tuscan Capital
  • Hampshire Trust Bank
  • Assetz Capital
  • Folk2Folk
  • Glenhawk
  • Apex Bridging
  • Hope Capital
  • Spring Finance
  • Nucleus Commercial
  • Avamore
  • Regentsmead

Examples of lenders and specialist funders. Current access and eligibility are checked for each case; these names do not imply endorsement.

Ask Jack about your plans on WhatsApp ↗
A few words from clients

The people.
Their experience.

A broad selection of five-star client reviews mentioning Jack, from Lockhart Murphy’s Google listing.

  • ★★★★★
    “I was referred to use Lockhart Murphy for my mortgage application and I'm really happy with the ease, professionalism and communication I've received from Jack. The process has been made simple and smooth. Jack has always answered all my questions and…
  • ★★★★★
    “Jack was a great help. Very responsive and helped me get a mortgage in a very efficient manner. Would definitely recommend anyone who is applying for a first time mortgage”
  • ★★★★★
    “I've been using Jack as my mortgage adviser for a number of years now and he's helped me with multiple mortgages over that time. He's always been professional, responsive and has made the whole process straightforward from start to finish. Nothing is ever…
  • ★★★★★
    “I had an absolutely wonderful experience working with Jack! From our very first conversation, he was incredibly knowledgeable, patient, and always quick to respond. He walked me through every step of the mortgage process without making me feel rushed, and…
  • ★★★★★
    “I recently worked with Jack for my mortgage and honestly couldn't recommend him highly enough. From start to finish, he made the whole process feel straightforward and stress-free. He took the time to explain everything, gave me multiple options that…
  • ★★★★★
    “It's not often that I'm truly impressed by the quality of service I receive, but Jack Cousins at Lockhart Murphy is in a league of his own. My employment situation is incredibly niche — I spoke to around 20 advisors including 10 who specialise in expat…
  • ★★★★★
    “We have been using Lockhart Murphy for all of our mortgage applications and they have been so helpful. Jack recently helped us secure a rate for our remortgage before rates shot up. I highly recommend them!”
  • ★★★★★
    “All I can say is best remortgage team. Jack was so helpful and professional. I will advise 100 percent to use Jack and his team. Thank you so much for your time and effort.”
  • ★★★★★
    “Fantastic service from Jack at Lockhart Murphy. He was responsive, straightforward, and made the mortgage process feel smooth and manageable throughout. Would definitely recommend his support to anyone looking for a dependable broker.”
  • ★★★★★
    “Jack helped me navigate the confusing mortgage process with ease, which I really appreciated. His friendly and approachable demeanour made it a comfortable experience overall. I felt like he truly cared about finding the best possible deal for my specific…
  • ★★★★★
    “Jack Cousins has advised us for our first mortgage. He was very knowledgeable and responsive throughout the process. Couldn't recommend his services enough!”
  • ★★★★★
    “Great experience with Jack Cousins — very communicative, friendly and clear. Pulled everything together quickly.”
  • ★★★★★
    “I recently used Lockhart Murphy for a BTL Mortgage. Jack was the person looking after me during the process. He is very professional, responsive and does his best to advise on the range of products available. I would highly recommend them. Thanks again Jack!”
  • ★★★★★
    “Working with Jack was an absolute pleasure. What stood out was how incredibly responsive he was — always quick to answer, no matter the time of day. It felt like he was available 24/7, which made the whole mortgage process so much less stressful. He…
  • ★★★★★
    “Jack was fantastic from the start and his mortgage advice was spot-on. Jack guided me through the process of becoming a first-time buyer. Daunting at first but Jack made it such a smooth and easy process thanks to his willingness to help, experience and…
  • ★★★★★
    “Jack was brilliant from start to finish, very very helpful and always kept me updated with the process. Overall I highly recommend, big thank you to Jack!”
  • ★★★★★
    “Jack Cousins helped me a lot with my remortgage. I didn't have to do anything — he did everything. And the most important thing is that he is very kind. Thanks Jack.”
  • ★★★★★
    “We had an exceptional experience working with Jack Cousins as our mortgage broker. From the very start, he took the time to understand our exact needs and secured a highly competitive mortgage product. His professional advice guided us through every step,…
  • ★★★★★
    “Great experience. Very responsive, excellent customer service, and to top it, they know their stuff. Highly recommend esp. Jack Cousins who was such a blessing. Will continue using them in the future and have already recommended to family & friends. Thanks!”
  • ★★★★★
    “Jack Cousins has really moved heaven and earth to rush our mortgages through and help us secure our new home to be. We couldn't have asked for more! Highly recommended! Thank you Jack.”
  • ★★★★★
    “Fantastic experience working with Jack Cousins. Brilliant work as always in brokering mortgages. Highly recommended.”
  • ★★★★★
    “Service received was exceptional from Lockhart Murphy. Jack was timely with his response and very efficient. This was precisely what I needed to keep my mind at ease since there had been some delays with my remortgage process. All options discussed in…
Read the reviews in full ↗

Firm rating: 4.9/5 from 106+ Google reviews, as published by Lockhart Murphy. Checked 9 September 2026.

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