Specialist schemes
Nine clear guidesBuying a share, using a discount or saving towards your first home? Explore the route that fits your plans, then look at the costs and conditions together.
England schemes and UK deposit support · Guidance checked 30 October 2026
Different routes.
A clearer next step.
Each guide explains the idea, who it may suit, the costs and what to check. Availability depends on the scheme, property and your circumstances.
Help me choose a guideOptional · choose a location and what you want to explore.
Find a few useful starting points from the library below. These are suggested reading links, not an eligibility result or a personal recommendation. No details are sent or saved.
Shared Ownership mortgages
Buy a share and pay rent on the rest. See how the full housing budget fits together.
Explore the guide
First Homes scheme
A discounted home for eligible first-time buyers, with conditions on who can buy and sell.
Explore the guideYour First Home scheme
The new equity-loan route announced for eligible new-build buyers. See what is known so far.
Explore the guide
Right to Buy mortgages
Explore buying your council home, the formal discount and the responsibilities of owning.
Explore the guide
Right to Acquire
A different purchase route for some housing-association tenants and eligible properties.
Explore the guide
Rent to Buy
Rent at a discount while saving towards buying. Understand what the tenancy does and does not offer.
Explore the guide
London Living Rent
A London rental route designed to help eligible households save towards Shared Ownership.
Explore the guide
Mortgage Guarantee Scheme
Also known as Freedom to Buy. Explore eligible mortgages with a deposit as small as 5%.
Explore the guide
Lifetime ISA for your first home
Understand the savings bonus, the timing rules and the current withdrawal charges.
Explore the guideLet’s put your plans in context.
Tell me where you would like to buy, how far you have got and which route interests you. We can work through the questions and the next useful step.