Protection insurance for the life around your mortgage.
Life cover, critical illness, income protection and property insurance. We begin with your existing benefits, commitments and the financial gap you want to address.
Open a category to see the services underneath it.
Family, life and income protection
People and incomeFamily, life and income protectionConsider who depends on you, the commitments that continue and the cover or employer benefits already in place.5 services +
- Life insuranceMatch the benefit to the need↗
- Critical illness coverThe definition is part of what you buy↗
- Income protectionThe waiting period should fit your financial buffer↗
- Self-employed income protectionUse insurable income rather than turnover↗
- Family income benefitCover the years of financial dependence↗
Buildings, contents and landlord cover
Home and propertyBuildings, contents and landlord coverThe property, its actual use and the responsibilities under the mortgage, lease or tenancy shape the cover questions.2 services +
Company owners, key people, shareholders and athletes
Business and specialist occupationsCompany owners, key people, shareholders and athletesOwnership, policy purpose, existing benefits and linked legal or accounting work all need to be clear.4 services +
What matters
in your world?
Explore a priority and add questions to your review agenda. This is preparation for a conversation, not a cover recommendation.
Who relies on you?
Think about the people who depend on your income, care or financial support, and the commitments that would continue.
What keeps everyday life moving?
A period away from work affects more than the mortgage. Start with your essential spending, sick pay and the benefits or policies already in place.
What does the property need?
The building, its contents, the way it is occupied and the responsibilities in the mortgage or lease all belong in the review.
Who keeps the business running?
Key people, ownership and obligations can create different protection needs. Bring existing benefits and the relevant professional advisers into the conversation.
Choose the questions you want to discuss.
Nothing here is saved or sent automatically. Leave out medical and other sensitive details.
Existing cover, affordability, exclusions, eligibility and underwriting need an individual review. Mortgage and protection advice is provided through Mortgage Force (UK) Ltd. Looking for the cover-gap calculator?
Let’s make your next move clearer.
Tell me what you want to do. I’ll help you understand the next step.