Your life is global.
Your next move is UK.
From Kuwait and Dubai to the United States and beyond. Personal mortgage advice for UK property, wherever your income and plans begin.
Your UK point of contactA UK point of contact.
A world of starting points.
Choose a location to open its UK mortgage guide. From Kuwait and Dubai to the US and Asia, the conversation starts with your circumstances.
Kuwait, Dubai & the Gulf
From overseas to the UK
Representative locations · Map data: Natural Earth
The Gulf, connected
to your UK plans.
Choose your country of residence for the documents, income questions and next steps relevant to your enquiry.
Kuwait
Kuwait City & across Kuwait
Explore UK mortgagesDubai & the UAE
Dubai · Abu Dhabi · across the UAE
Explore UK mortgagesSaudi Arabia
Riyadh · Jeddah · across the Kingdom
Explore UK mortgagesQatar
Doha & across Qatar
Explore UK mortgagesBahrain
Manama & across Bahrain
Explore UK mortgagesOman
Muscat & across Oman
Explore UK mortgagesFurther afield?
You’re in the right place.
UK expats, overseas buyers and internationally paid professionals can start with their own circumstances.
United States
UK property, with a US starting point
Explore UK mortgagesSingapore
Your Singapore income. Your UK plans.
Explore UK mortgagesHong Kong
Buying, investing or planning a return
Explore UK mortgagesEurope / EU
Start with your country of residence
Explore UK mortgagesNot sure which route fits?
Your residence, nationality and income can tell different stories. Tell me about all three.
Open a category to see the services underneath it.
Overseas income, expats and non-resident buyers
Cross-border propertyOverseas income, expats and non-resident buyersResidence, nationality, income currency and intended property use are separate facts. Bring them together before choosing a lender route.6 services +
- Foreign national mortgagesExplain residence and the right to remain accurately↗
- UK expat mortgagesThe property's use and your residence both matter↗
- Non-resident buy-to-let mortgagesA UK investment with an overseas borrower↗
- Foreign-currency income mortgagesAllow for exchange rates and lender adjustments↗
- Overseas company income mortgagesMake the ownership and profit trail clear↗
- Returning expats mortgagesThe timing of the return can change the lender route↗
Visas, settled status and residence evidence
Living and working in the UKVisas, settled status and residence evidenceCurrent immigration status is one part of the application. Income, deposit, credit and property checks still matter.6 services +
- Skilled Worker visa mortgagesLook at the visa and the employment together↗
- Health and Care Worker visa mortgagesConnect your permission, role and pay↗
- British National (Overseas) visa mortgagesBuild a clear UK and overseas evidence trail↗
- Pre-settled status mortgagesUse the current status evidence↗
- Settled status mortgagesKeep immigration evidence and affordability separate↗
- Without indefinite leave to remain mortgagesName the actual permission rather than the missing label↗
Larger loans & individual properties£1m+ borrowing, substantial homes & landOpen the group to explore the loan, property and project pages relevant to your plans.8 routes +
- £1m+ mortgagesLarger purchases, refinancing and the evidence behind the borrowing.↗
- Large homes & country estatesSubstantial houses, outbuildings, annexes and the wider estate.↗
- Complex property typesListed homes, unusual construction, conversions and multiple titles.↗
- Land, acreage & sitesSeparate land purchases, planning, access and the proposed exit.↗
- Mixed-use propertyA property combining residential, business or rental uses.↗
- Development financeLand acquisition, construction, funding stages and project exit.↗
- High-net-worth mortgagesIncome, assets, liabilities and available liquidity.↗
- UHNW mortgagesSubstantial wealth, ownership structures and international circumstances.↗
Let’s make your next move clearer.
Tell me what you want to do. I’ll help you understand the next step.