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JackCousinsMortgages · Finance · Protection · Consultancy
Guide hub

Practical guides for the next step.

Read the explanation, prepare the useful documents and understand what to ask. No email address is needed to read or print a guide.

01

Buying your first home: the practical order

A step-by-step plan for your deposit, affordability, property checks and mortgage application.

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02

Self-employed mortgage documents

A checklist to make the accounts, tax records and current trading tell the same story.

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03

Can you get a mortgage with one year of accounts?

A shorter trading history calls for careful evidence and a realistic lender conversation.

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04

Retained company profits and mortgage income

How to prepare for a discussion about earnings kept in a company.

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05

Product transfer or remortgage?

A practical comparison of staying with your lender and moving elsewhere.

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06

Fixed rate or tracker?

Compare payment certainty, flexibility and exposure to rate changes.

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07

Buying a rental property: the finance checklist

Separate the lender’s rental test from the investment’s real running costs.

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08

Bridging costs: gross loan to net funds

Understand what is deducted and what you need to repay at the exit.

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09

Using a deposit held overseas

Prepare a clear trail from the original source to the account used for completion.

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10

The UK property buying process

A practical overview, with England and Wales as the main example.

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11

A practical UK market-entry plan

A sequence for clarifying the business before setting up the administration.

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12

Property due diligence: a working checklist

Questions to take to the relevant professionals before a purchase or funding commitment.

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13

What to watch before your next mortgage decision

A practical reading list for rates, lender criteria and the costs that affect your own case.

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Let’s make your next move clearer.

Tell me what you want to do. I’ll help you understand the next step.

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