Build the schedule
List properties, ownership, balances, lenders, rents and deal end dates.
Jack Cousins · Portfolio landlord finance
One property rarely tells the whole portfolio story.
A finance conversation for landlords with several properties, mortgages and review dates. Organise the schedule, rental position and next move before applying.
07456 935677 · jack@lockhartmurphy.com
Mortgage and protection advice is provided through Mortgage Force (UK) Ltd. Scope, eligibility and any fees are discussed before proceeding.
Your home or property may be repossessed if you do not keep up repayments on your mortgage or other loans secured upon it.
A useful starting pointPut the right details
Put the right details
on the table.
Begin with an outline. Jack will explain what needs a closer look and which documents would be useful next.
Identify the pressure points
Flag voids, low rental cover, repairs and upcoming mortgage reviews.
Plan the next move
Discuss purchasing, refinancing or capital raising against the wider commitments.
Your next stepTell me where
Tell me where
you’re starting.
A short outline is enough for the first conversation. Please leave out passports, account numbers and sensitive documents.
Useful things to have in mind
- Full property schedule
- Mortgage statements and end dates
- Rental income and expenses
- Company structure and business plan
Jack Cousins
Head of Mortgages
Lockhart Murphy
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Will a lender review my other properties?
Portfolio cases can involve a wider review. The required schedule, rental assessment and supporting evidence depend on the lender and circumstances.
There is no promise of a mortgage, rate or timescale. Each case depends on the lender’s assessment and the complete circumstances.
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