Begin with the exit
Explain how the loan would be repaid and what that plan depends on.
Jack Cousins · Bridging finance
A deadline is only half the bridging conversation.
Discuss short-term property finance with the security, costs, practical timetable and intended repayment route clear from the start.
07456 935677 · jack@lockhartmurphy.com
Mortgage and protection advice is provided through Mortgage Force (UK) Ltd. Scope, eligibility and any fees are discussed before proceeding.
Your home or property may be repossessed if you do not keep up repayments on your mortgage or other loans secured upon it.
A useful starting pointPut the right details
Put the right details
on the table.
Begin with an outline. Jack will explain what needs a closer look and which documents would be useful next.
Share the real deadline
Auction conditions, legal readiness and valuations affect what can be achieved.
Review the whole cost
Interest, fees and delays all matter when comparing the proposed route.
Your next stepTell me where
Tell me where
you’re starting.
A short outline is enough for the first conversation. Please leave out passports, account numbers and sensitive documents.
Useful things to have in mind
- Property details and value
- Purchase or redemption amount
- Funding deadline and net funds needed
- Documented sale or refinance exit
Jack Cousins
Head of Mortgages
Lockhart Murphy
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Can a bridging loan be guaranteed before an auction?
No. A conversation or indicative terms do not guarantee funding. Legal work, valuation, underwriting and the exit plan still need to be satisfied.
There is no promise of a mortgage, rate or timescale. Each case depends on the lender’s assessment and the complete circumstances.
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