Explain the site
Share planning status, title, proposed use and the current position.
Jack Cousins · Development finance
From site plan to funding conversation.
Discuss your development project with the purchase, build programme, experience, costs and exit in view. A clear pack helps the right questions surface early.
07456 935677 · jack@lockhartmurphy.com
Mortgage and protection advice is provided through Mortgage Force (UK) Ltd. Scope, eligibility and any fees are discussed before proceeding.
Your home or property may be repossessed if you do not keep up repayments on your mortgage or other loans secured upon it.
A useful starting pointPut the right details
Put the right details
on the table.
Begin with an outline. Jack will explain what needs a closer look and which documents would be useful next.
Show the programme
Include costs, professional input, contingency and a realistic build timeline.
Prepare the repayment case
Discuss sale or refinance assumptions, valuation and what happens if the timetable changes.
Your next stepTell me where
Tell me where
you’re starting.
A short outline is enough for the first conversation. Please leave out passports, account numbers and sensitive documents.
Useful things to have in mind
- Development appraisal
- Planning and cost schedule
- Team and track record
- Equity evidence and exit strategy
Jack Cousins
Head of Mortgages
Lockhart Murphy
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Is funding based only on the finished value?
No. Lenders can assess the site, costs, borrower experience, planning, build programme, valuation and repayment route together.
There is no promise of a mortgage, rate or timescale. Each case depends on the lender’s assessment and the complete circumstances.
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