Define the property plan
Explain whether the UK property is for your use, family occupation or letting.
Jack Cousins · UK mortgages from Dubai
Life in Dubai. A property plan in the UK.
A starting point for Dubai and UAE residents exploring a UK home or investment property. Discuss income, deposit, residence and the intended borrowing structure.
07456 935677 · jack@lockhartmurphy.com
Mortgage and protection advice is provided through Mortgage Force (UK) Ltd. Scope, eligibility and any fees are discussed before proceeding.
Your home or property may be repossessed if you do not keep up repayments on your mortgage or other loans secured upon it.
A useful starting pointPut the right details
Put the right details
on the table.
Begin with an outline. Jack will explain what needs a closer look and which documents would be useful next.
Unpack the earnings
Identify salary, allowances, bonuses and any other income sources separately.
Prepare the overseas trail
Organise residence, bank and deposit information before a formal application.
Your next stepTell me where
Tell me where
you’re starting.
A short outline is enough for the first conversation. Please leave out passports, account numbers and sensitive documents.
Useful things to have in mind
- Residence evidence and nationality
- Income in AED with bank credits
- Deposit source and transfer history
- UK property and intended use
Jack Cousins
Head of Mortgages
Lockhart Murphy
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Do UK expats and foreign nationals use the same criteria?
Not always. Nationality, residence, income and the intended property use can affect the lenders and criteria available.
There is no promise of a mortgage, rate or timescale. Each case depends on the lender’s assessment and the complete circumstances.
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