Start with the property
Share the address, price, tenure and any lease, service-charge or building details.
Jack Cousins · London mortgage adviser
London property. Personal mortgage advice.
Speak directly with Jack about a London purchase, move or remortgage. Bring the property, income, deposit and timing into one clear conversation.
07456 935677 · jack@lockhartmurphy.com
Mortgage and protection advice is provided through Mortgage Force (UK) Ltd. Scope, eligibility and any fees are discussed before proceeding.
A useful starting pointPut the right details
Put the right details
on the table.
Begin with an outline. Jack will explain what needs a closer look and which documents would be useful next.
Explain the income
Separate salary, bonus, self-employed earnings and overseas income so the evidence is clear.
Keep the budget realistic
Include buying costs, ongoing charges and the cash you want left after completion.
Your next stepTell me where
Tell me where
you’re starting.
A short outline is enough for the first conversation. Please leave out passports, account numbers and sensitive documents.
Useful things to have in mind
- Property address or target London area
- Purchase price or current mortgage balance
- Income, bonus and employment evidence
- Deposit or available equity
Jack Cousins
Head of Mortgages
Lockhart Murphy
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Do you need to be near a London office?
No. Jack is based in London and appointments can begin by phone or video. The property and your circumstances matter more than travelling to a branch.
Link to this answerThere is no promise of a mortgage, rate or timescale. Each case depends on the lender’s assessment and the complete circumstances.
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