Identify the issue that affects the lending
Title restrictions, ownership changes, gifted deposits and lease conditions can all affect a lender. Raising them early helps establish whether extra consent or a different route is needed. We agree responsibilities rather than duplicating professional advice.
Agree the work before it begins
The first discussion establishes the objective, the people involved and the immediate decision. We then confirm whether I can help, what input is needed from other professionals and how updates will work. Any scope, fee or referral arrangement is explained before proceeding.
What to prepare
- Client consent
- Transaction and legal issue
- Funding deadlines
- Agreed communication contacts
You do not need every document before saying hello. Start with a short outline; detailed or sensitive records should follow through an agreed secure route.
Mortgage advice does not replace legal advice. Exchange and completion decisions require the solicitor's and client's agreement.
Your questions, answered
What is the simplest way to introduce someone?
Give the client Jack’s contact details so they can decide when to get in touch. If they want you to make an introduction, agree what can be shared first. A minimal summary is normally a better starting point than sending a bundle of personal financial documents.
Can an introducer receive progress updates?
The client should decide what may be shared and with whom. We can agree appropriate milestones and points of contact while keeping the underlying advice and financial information private. Update arrangements do not transfer responsibility for another professional’s work.
How are referral arrangements handled?
Any relevant commercial arrangement, benefit or conflict should be explained before proceeding. The client remains free to decide whether to engage. Introductions do not establish lender approval, a guaranteed outcome or permission to distribute personal documents.
Scope described for initial enquiries. Any engagement is subject to a separate written agreement.