Useful updates without oversharing
We can distinguish initial affordability work, application and mortgage offer stages. An agreement in principle should not be presented as a completed mortgage approval. I only share financial details or case updates within the client's agreed consent.
Agree the work before it begins
The first discussion establishes the objective, the people involved and the immediate decision. We then confirm whether I can help, what input is needed from other professionals and how updates will work. Any scope, fee or referral arrangement is explained before proceeding.
What to prepare
- Client-led or authorised introduction
- Property and agreed price
- Transaction timescale
- Client's update consent
You do not need every document before saying hello. Start with a short outline; detailed or sensitive records should follow through an agreed secure route.
Neither an agent nor a broker can guarantee lending. The property valuation and underwriting still need to be completed.
Your questions, answered
What is the simplest way to introduce someone?
Give the client Jack’s contact details so they can decide when to get in touch. If they want you to make an introduction, agree what can be shared first. A minimal summary is normally a better starting point than sending a bundle of personal financial documents.
Can an introducer receive progress updates?
The client should decide what may be shared and with whom. We can agree appropriate milestones and points of contact while keeping the underlying advice and financial information private. Update arrangements do not transfer responsibility for another professional’s work.
How are referral arrangements handled?
Any relevant commercial arrangement, benefit or conflict should be explained before proceeding. The client remains free to decide whether to engage. Introductions do not establish lender approval, a guaranteed outcome or permission to distribute personal documents.
Scope described for initial enquiries. Any engagement is subject to a separate written agreement.