JackCousinsMortgages · Finance · Protection · Consultancy
Search
Language

Read in your language

Translations open in Google Translate. They are automatic and may contain errors. Check important mortgage wording with Jack in the original English.

Speak to Jack ↗
What’s on in 2027 · Second Tuesday + third Monday · 7pm UK

A little clarity. Thirty minutes with Jack.

Two evenings each month on Microsoft Teams: the second Tuesday and third Monday, 7:00–7:30pm UK time. Join Jack for a practical guide and general Q&A, with your joining link sent directly by email.

Prepared for Jack Cousins · Updated 10 November 2026

Puppet Jack with a notebook on a London street
Puppet illustration, not a client photograph.
Your joining link comes directly to your inbox.

Register your interest using the email form below, or email Jack directly with the session you want. Jack will reply to confirm your place and send the Teams joining link before the session. Joining links are not published on this website.

20 minutesA practical introduction
10 minutesGeneral questions & answers
One topicA focused conversation, twice a month
January–December 2027

A year of useful conversations.

Every session runs from 7:00 to 7:30pm UK time on Microsoft Teams. Tuesday spotlights explore a different situation each month; Monday essentials rotate through first-time buyers, commercial finance and bridging. Times follow the UK clock: GMT in winter and BST in summer.

  1. 7:00–7:30pm UK · GMT

    Preparing for a £500k–£1m+ mortgage

    Tuesday spotlight · Larger mortgages · Guide & Q&A

  2. 7:00–7:30pm UK · GMT

    Your first home in 2027

    Monday essentials · First-time buyers · Guide & Q&A

  3. 7:00–7:30pm UK · GMT

    Company directors, bonuses and mortgage preparation

    Tuesday spotlight · Complex income · Guide & Q&A

  4. 7:00–7:30pm UK · GMT

    Buying your business premises

    Monday essentials · Commercial finance · Guide & Q&A

  5. 7:00–7:30pm UK · GMT

    Planning a UK property purchase from overseas

    Tuesday spotlight · International buyers · Guide & Q&A

  6. 7:00–7:30pm UK · GMT

    Understanding short-term property finance

    Monday essentials · Bridging finance · Guide & Q&A

  7. 7:00–7:30pm UK · BST

    Interest-only and part-repayment mortgages

    Tuesday spotlight · Mortgage structures · Guide & Q&A

  8. 7:00–7:30pm UK · BST

    Deposits, budgets and buying costs

    Monday essentials · First-time buyers · Guide & Q&A

  9. 7:00–7:30pm UK · BST

    Protecting your home, income and family

    Tuesday spotlight · Protection · Guide & Q&A

  10. 7:00–7:30pm UK · BST

    Commercial investment property

    Monday essentials · Commercial finance · Guide & Q&A

  11. 7:00–7:30pm UK · BST

    Preparing your self-employed mortgage story

    Tuesday spotlight · Self-employed buyers · Guide & Q&A

  12. 7:00–7:30pm UK · BST

    Auction purchases and transaction timetables

    Monday essentials · Bridging finance · Guide & Q&A

  13. 7:00–7:30pm UK · BST

    Planning borrowing of £2 million and above

    Tuesday spotlight · High-net-worth mortgages · Guide & Q&A

  14. 7:00–7:30pm UK · BST

    From offer to completion

    Monday essentials · First-time buyers · Guide & Q&A

  15. 7:00–7:30pm UK · BST

    Overseas income and deposit preparation

    Tuesday spotlight · International buyers · Guide & Q&A

  16. 7:00–7:30pm UK · BST

    Refinancing and your next property plans

    Monday essentials · Commercial finance · Guide & Q&A

  17. 7:00–7:30pm UK · BST

    Planning your remortgage or next move

    Tuesday spotlight · Remortgaging · Guide & Q&A

  18. 7:00–7:30pm UK · BST

    Sale delays and planning the exit

    Monday essentials · Bridging finance · Guide & Q&A

  19. 7:00–7:30pm UK · BST

    US-to-UK business plans and professional introductions

    Tuesday spotlight · UK consultancy · Guide & Q&A

  20. 7:00–7:30pm UK · BST

    Getting ready to buy in 2028

    Monday essentials · First-time buyers · Guide & Q&A

  21. 7:00–7:30pm UK · GMT

    Preparing for a purchase or refinance

    Tuesday spotlight · Landlords · Guide & Q&A

  22. 7:00–7:30pm UK · GMT

    Preparing a clear finance brief

    Monday essentials · Commercial finance · Guide & Q&A

  23. 7:00–7:30pm UK · GMT

    Your property and finance plans for 2028

    Tuesday spotlight · Property finance planning · Guide & Q&A

  24. 7:00–7:30pm UK · GMT

    Planning your next property transaction

    Monday essentials · Bridging finance · Guide & Q&A

Monday essentials

Choose the conversation that fits your plans.

The third-Monday series rotates through these three core subjects. The second-Tuesday spotlights add larger loans, international buyers, protection, consultancy and other practical topics to the programme above.

01

Mondays · January · April · July · October

First-time buyer guide & Q&A

For people exploring a first home or preparing to start their search in the new year.

  • Deposit, buying costs and a comfortable budget
  • Agreement in principle, viewings and the mortgage process
  • What to prepare for a first conversation

30 minutes · Microsoft Teams · Hosted by Jack Cousins

Choose a date ↓Read the new-year buyer guide ↗
02

Mondays · February · May · August · November

Commercial finance guide & Q&A

For business owners and property investors considering premises or a commercial property.

  • Owner-occupied and investment property briefs
  • The business, property and cash-flow questions
  • How to prepare the outline for a finance conversation

30 minutes · Microsoft Teams · Hosted by Jack Cousins

Choose a date ↓Explore commercial mortgage guidance ↗
03

Mondays · March · June · September · December

Bridging finance guide & Q&A

For buyers and property owners exploring short-term finance for a specific transaction.

  • The property, funding gap and transaction timetable
  • Costs, risks and the importance of a credible exit
  • Questions to resolve before committing to a bridge

30 minutes · Microsoft Teams · Hosted by Jack Cousins

Choose a date ↓Explore bridging finance guidance ↗

A useful introduction, with room for questions.

These sessions are designed to make the language, process and next steps easier to understand. You can suggest a general question when registering interest. Questions will be grouped around the topic; a short group session cannot assess an individual application.

Keep personal details for a private conversation.

Please do not share account details, identity documents or a detailed personal financial history in a group Q&A. If you need advice about your own circumstances, arrange a separate discussion with Jack.

Ask about my own plans ↗

How the sessions will work

  1. Choose a date and register with your email address using the form, or email Jack directly.
  2. Look out for Jack’s reply confirming your place and the session details.
  3. Your Teams joining link will be emailed directly before the session. Join at 7pm UK time.
How do I get the private joining link?

Register your interest using the form with your email address, or email jack@lockhartmurphy.com with your chosen date. Jack will confirm your place by email and send the Teams joining link directly before the session. There is no public joining link on this page.

Does sending the form confirm my place?

No. It sends your registration request to Jack. Your place is confirmed by Jack’s email reply. These are group guides and Q&As, rather than private advice appointments.

Can I ask whether I qualify for a mortgage or loan?

You can ask how the assessment process works. A personal recommendation or lending decision needs an individual review outside the group session, with the appropriate evidence.

Can I suggest another topic?

Yes. Choose “Suggest another topic” in the form and add a general question. Sessions run on the second Tuesday and third Monday at 7pm UK time. Suggestions do not create a separate booking.

General information only, not an individual mortgage recommendation or lending decision. Your property may be repossessed if you do not keep up repayments on borrowing secured against it. Some commercial and bridging finance is not regulated by the FCA; the status depends on the transaction. Fees, service scope and firm details.

Joining link sent directly by email

Register for your session

Choose a session and give the email address for your joining details. Jack will reply to confirm your place and send the Teams link directly. This is not a newsletter signup.

Prefer to register by email? Write to jack@lockhartmurphy.com with your name and chosen session date.

Required fields are marked. Your phone number is optional.

Suggest a general question for your chosen session. Please keep personal financial details out of a group-session question.

Please leave out sensitive documents and account details.

How can I reply?

Quick check

Type these five letters to help keep spam out.

Loading verification letters.

Send here, or review and send your draft in WhatsApp or your email app. Opening a draft does not send it.

Your details are used to handle this registration request and email your joining details. Your place is confirmed by Jack’s reply; this does not subscribe you to a newsletter. Privacy policy.