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A little competition. A lot of good timing.

RATELOCKwith Puppet Jack

One tap.
Seven levels.
How far can you go?

Catch the gold. Keep your lives. Climb from a starter flat to a country estate in Jack’s free timing game.

Play Rate Lock Try the timing first ↓

Free to play · No sign-up · Phone or computer

THE PROPERTY LADDER CHALLENGE
Puppet Jack with a game controller and a floating golden key
7 levels to climb3 lives to keepYour turn

Just for fun. Game rates, properties and rewards are fictional. No real mortgage offers or prizes.

A quick warm-up

Simple to learn.
Tricky to nail.

Start the key moving, then stop it inside the gold. Hit the centre for a perfect lock.

This is a practice round. Your score starts in the full game.

THE TIMING TESTReady when you are

Use the button with a tap, click or Space key.

The next level is waiting

A flat today. An estate next?

The key gets faster. The gold gets narrower. Three lives stand between you and your next best score.

The Starter Flat, the first property level in Rate LockLEVEL 01 / 07

Previewing level 1: Starter Flat. Every new game begins here.

Your first run

Tap. Lock. Level up.

  1. 01 / TIME IT

    Catch the gold

    Tap the property or key track, or press Space, when the moving key reaches the gold zone.

  2. 02 / KEEP IT GOING

    Build your streak

    A centre hit gives a 2.5× score bonus. Keep landing your locks and climb through the property levels.

  3. 03 / SET THE CHALLENGE

    Beat your best

    Finish a run, share your score and challenge a friend. Posting to the leaderboard is optional.

Got a competitive streak?

Go on. Just one game.

Then see if your friends can beat you.

Let’s play Share on WhatsApp ↗

Before you hit play

A few quick answers.

Is Rate Lock free to play?

Yes. You can play in your browser without paying, downloading an app or creating an account.

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Can I play on my phone?

Yes. Tap the property or key track on a touchscreen, click on a computer, or use the Space key. Sound can be switched on or off in the game.

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Are the rates and property rewards real?

No. Rate Lock is an arcade game. Its rates, approvals, properties and rewards are fictional. There are no real prizes, and a game result does not indicate mortgage eligibility.

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What happens to my score?

Your best score is saved in your browser. You can also choose to post a nickname and score to the shared leaderboard when it is available. Use a nickname without personal contact details. See the privacy policy for more information.

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Have a real mortgage question? Speak to Jack ↗

Privacy and saved scores